I am in need of a credit card and was primarily looking at getting one from Citi or Chase; specifically these two:
http://www.citicards.com/cards/wv/cardDetail.do?screenID=925
and
http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/card_acquisitions/unsolicited/page/PFSCreditCardDetails&sourcecode=9D5Y
Based on the features, benefits, APR's, and I suppose customer service, which do you guys prefer? The rewards aspect is nice to have but it won't be used much in the near future (I'm poor), but I still want to keep it in mind.
Or maybe there is a better card out there you guys can refer me to.
Also, how fast is the purchase transaction posting with each?
2007-07-12 19:34:32 · 9 answers · asked by WolfPac_Ite 2 in Business & Finance ➔ Credit
Since I have no credit history, what are my chances of being accepted for a Chase card other than the student offerings?
2007-07-14 17:25:17 · update #1
I have a Chase Amazon Platinum Visa and Citi Drivers Edge Platinum MasterCard.
Citi sucks. The customer service does not exist, and they need up to a week to post a transaction. Also, online payments take up to four days to post. Never had any problems with Chase. Very professional customer service and fast online updates. They also tend to provide higher credit limits.
2007-07-12 20:04:23 · answer #1 · answered by Anonymous · 2⤊ 0⤋
Chase Free Cash Rewards(SM) Visa® Card
This great credit card issued by chase has no annual fee and a Intro 0% Fixed APR for up to 12 months on all purchases and balance transfers. Now thats real cool. To add to the benefits the Chase Free Cash Rewards(SM) Visa® Card offers 1,000 Bonus pts after first purchase. The cashback offer has earn 1 point for every dollar in purchases and $25 check or a $25 gift card/certificate from participating merchants for every 2,500 points earned. Apply online at: http://www.credit-card-gallery.com/Chase.html
2007-07-13 20:18:56 · answer #2 · answered by Anonymous · 0⤊ 1⤋
Well im not sure if you can just straight up pay with your other credit card on one. What you CAN do though is called a "Balance Transfer" One of the two cards you have should allow this to happen, and all you do is transfer some debt from one to the other.
2016-04-01 01:28:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I recommend Chase. They are a major issuer of credit cards. I have both a Chase and Citi credit card and prefer Chase's online account management.
2007-07-13 10:21:12 · answer #4 · answered by Helper 2 · 2⤊ 0⤋
I am a credit counselor and I would recommend NO credit card--BUT that being said, given the choice, I vote for CHASE. If you get into trouble they are much easier to work with than citibank
2007-07-20 17:29:37 · answer #5 · answered by yanta_1999 2 · 2⤊ 0⤋
I've had 'em both and both are great. Get the "No Fee" card and pay it off every month. Don't be late with payments as your credit numbers will suffer.
2007-07-19 15:30:40 · answer #6 · answered by charlie m 4 · 0⤊ 0⤋
http://creditcard.creditinspector.info has excellent info related to dealing with credit cards. Check it out!
2007-07-12 23:26:53 · answer #7 · answered by Anonymous · 0⤊ 0⤋
I've found Chase to be flexible and dependable. I don't know about citicards.
2007-07-12 19:38:35 · answer #8 · answered by Insanity 5 · 2⤊ 0⤋
have never dealt with either one, I would suggest that you research this alot more before making a decision that could harm your credit.
2007-07-17 08:32:12 · answer #9 · answered by Anonymous · 0⤊ 1⤋