or do they all need you to buy something or sign up for something?
2007-06-21 10:01:06 · 6 answers · asked by ○•○•Cassie•○•○ 6 in Business & Finance ➔ Credit
You used to have to buy stuff to get a credit report, but there was a law passed a year or two ago that the three credit reporting agencies have to give you one per year (each) for free. Just log on to www.annualcreditreport.com and follow the instructions. You can order all three at once. I personally order one from each reporting agency every 4 months...
2007-06-21 10:04:33 · answer #1 · answered by CG 6 · 1⤊ 0⤋
you can go to any of the 3 major credit bureaus or go to annualcreditreport.com. By federal law everyone is entitled 1 credit report per credit bureau free per year..or you can obtain a free one by applying for credit and if denied you automatically qualify for a free report..hope this helps.
2007-06-21 17:13:30 · answer #2 · answered by brian_0680 2 · 0⤊ 0⤋
All of the major credit reporting agencies are require to provide a credit report if you reside in certain states in the US that have legislated the report. Otherwise you must always pay. (You may be able to get the report without paying even if you reside elsewhere if you're willing to stretch the truth about the state you reside.)
Here is the Equifax version:
https://www.annualcreditreport.com/cra/index.jsp
2007-06-21 17:10:53 · answer #3 · answered by citizenluke 1 · 0⤊ 1⤋
www.annualcreditreport.com It's really free no gimmicks, no trial periods, BLAH BLAH. Totally free
2007-06-21 19:16:59 · answer #4 · answered by K.C. 5 · 0⤊ 0⤋
yes - you can get one each year. go to annualcreditreport.com
2007-06-21 17:05:02 · answer #5 · answered by bmt330 3 · 1⤊ 0⤋
yes, annualcreditreport.com
2007-06-21 17:15:58 · answer #6 · answered by shorty21 5 · 1⤊ 0⤋