Insurance claim for head injury .. how much should i expect?

Question

recently slipped and banged my head.
CT scans show no fractures or bleeds.
However i get very dizzy, with the dizziness comes a loss of balance, this has prevented me from working.
I have seen a neurologist and she tells me i have post concussive syndrome, it is 4 months since i fell.
Headaches are better but dizziness, balance and speech problems remain.
The insurance is dealing with my case and will be making me an offer, does anybody know what kind of offer i should expect.
I live in Montreal.
Insurance has covered my loss of earnings up to date.
I had whiplash with the fall and am left with pains in my shoulders and neck, i take painkillers for this.
I asked the physician how much longer this will last, both him and the neurologist said it could take months.
Has anybody had to go through a claims process with concussion and post concussion.
Please tell me your storys.

Would it be best to accept an offer from the insurer or see a lawyer?

Answer 1

Dont accept a settlement until you consult with an lawyer
the insurance will try to rip you off

Answer 2

You should expect at a minimum to be fully covered until you get better. This means all of your wages and benefits should be paid.

You did not say if this is a work related claim, but it really doesn't matter too much. The point of insurance is to make you "Whole" not for you to gain financially.

You need to put a list together of all the things that you can not do now because of the pain and dizziness. Driving, athletics, working out at the gym, working, sex, etc. The longer the list, the more things you can prove you need financial help with.

Then, contact several attorneys and see what they can do for you. Another poster recommended a good one; offer them a percentage of the increase they get for you, not a piece of the whole settlement; you need to live on that money.

Good Luck!

Answer 3

Be very pleasant with the insurance company. Take their offer to an attorney. Ask the attorney if he will accept his fee only on the difference between what he gets you and what the insurance company offered.

I truly hope that you feel better and completely heal. Realize that the less symptoms you have, the less the insurance company will pay you.

Answer 4

hi, i'm nonetheless observing for a similar element. My twist of destiny became final October...... and your'e nonetheless waiting. i became totally comp and luckily my coverage paid me the going fee for a similar vehicle and that they paid out in precisely a million month, so i became fortunate in that admire. i'm now waiting for a JCB company to pay up, yet they do no longer seem to choose to pass into opposite they're announcing that's my fault.