Hello, I was wondering if you can be sued for not paying hospital, cell phone, or any other kind of bills that you have
even if you try and pay them as much as you can?
2007-06-13 08:39:14 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
It is possible. If the bill goes to a collection agency, that is one of their main threats. Technically, they cannot threaten that unless they are resolved to do it but many times the bill collectors will bluff.
It depends on how much the debt is. If it is just a few hundred dollars then it does not make any sense to sue. The company will spend more than they can bring in. Also, be sure to check up on the statute of limitations in your state. The collection people cannot sue after a certain number of years in most if not all states.
2007-06-13 08:54:33 · answer #1 · answered by A.Mercer 7 · 0⤊ 0⤋
Betsy,
YES YOU CAN BE SUED!!!
Collectin Agencies sue people everyday for amounts of $50, they pick this amount because te courst will not let them add fees to anthing under $50.
They can sue you even if you are paying them a little each month. Once an account goes to a collection agency payment in full is due. they take payment only to be "nice" but they are not required to do so. If you keep up on your payments they usually will not proceed against you. But miss one, and watch out.
The best thing to do is to make some type of arrangments with them and stick to it. Once a judgment is entered they can garnish bank accounts, wages and do many other things that just cost you more money!
Good luck!
2007-06-13 10:55:23 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Certainly they can...anyone can sue anyone for just about anything...but yes they can file a civil lawsuit against you.
They are NOT required to accept partial payments..A collection agency has the choice of demanding the whole amount due or taking payments on the bill. The agency will want to know your actual ability to pay the debt. The agency may establish an amount it is willing to accept and the payment schedule.
Check out www.texascollectors.com for the 25 answers to the most frequenty asked questions about debt collection agencies.
2007-06-13 08:58:50 · answer #3 · answered by sunbun 6 · 0⤊ 0⤋
I am a retired bill collector.
If you wouldn't volunteer to pay I would check to see what kind of assets you have. If I found assets I would sue you.
Maybe you can find a away to pay. Some agencies let you make payments. Some don't.
Always remember your credit record.
2007-06-13 09:40:32 · answer #4 · answered by yahweh550 4 · 0⤊ 0⤋
I'm not sure about all that, but I do know that (for a fact) they can and will make your credit report ugly. Like maybe a slow payer or keep sending you collection notices to try to scare you into paying the full amount or else....
I hate bill collectors! (If you are one, I'm sorry, but I think bill collectors are products of the devil.....EVIL!)
2007-06-13 08:47:38 · answer #5 · answered by Motherof2 3 · 0⤊ 1⤋
Yes you can.
The creditor has every right to recover his funds any way he sees fit.
Trying to pay them and actually paying them are two completely different things.
2007-06-13 09:02:24 · answer #6 · answered by Jack 6 · 0⤊ 0⤋