The account was in deliquent for 170 days I alredy pay it but it still on my credit report.
2007-06-05 17:38:11 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
bad news - it will be there for 7 years
good news - it can only get BETTER!
so - make sure - all payments ON TIME
I send my electronically over the internet since a MAJOR
credit card "lost" a $1,500 payment check for 9 days
and charged a $29.95 late fee - until I proved that my bank cashed the check 3 days after I mailed it (yeah - they reversed it)
Don't take out loans for stuff you cannot afford!
You can DO IT !!!! Keep your chin up!
the rool off day is one day closer today!
(and the use of spelchk is not far behind!) LOL
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Time flies when you're having Rum! - ooops Pirates!
2007-06-05 17:48:34 · answer #1 · answered by tom4bucs 7 · 0⤊ 0⤋
Collection agencies are not required to report to the credit bureaus, only the courts.
You must contact the agency where you paid the bill and get a letter from them stating that the judgment is satisfied. The letter will have to be copied and sent to all three credit bureaus, then you will have to wait another thirty days for it to show on your credit report.
2007-06-05 18:57:14 · answer #2 · answered by Merris 3 · 0⤊ 0⤋
regrettably, the credit reporting gadget is thoroughly callous on the subject of the circumstances at the back of defaults and overdue money. there is no mechanism to ingredient extenuating own circumstances right into a credit status/score....A default is a default in accordance to FICO. besides the incontrovertible fact that, in circumstances like procuring a house, the place human beings definitely overview your credit, then circumstances like it incredibly is generally factored into the selection technique. As stated above, you have written statements put in your credit records, yet definitely, it incredibly does not have any result on your credit and it is probable a waste of time. ============= Edward: the two calm down or quit posting your judgmental solutions in this talk board..
2016-12-12 12:48:12 · answer #3 · answered by Anonymous · 0⤊ 0⤋
its called expunging. Just contact the three credit bureaus!
2007-06-05 18:02:57 · answer #4 · answered by jaysekk 1 · 0⤊ 0⤋
try this
2007-06-05 19:33:01 · answer #5 · answered by Anonymous · 0⤊ 0⤋