Will their insurance cover the cost to fix the damages to my car and retint the windows that were broken as a result of the damage? Also, if I have to sue them for certain expenses, can I also sue them for my attorney's fees to collect the expenses? I am in Alabama. And can I get them to pay me devaluation (A.K.A. what the car would have been worth if I sold it without the accident in the cars history report?) Any help is greatly appreciated.
2007-06-05 10:06:35 · 7 answers · asked by brookethestylist 3 in Cars & Transportation ➔ Insurance & Registration
Will their insurance cover the cost to fix the damages to my car and retint the windows that were broken as a result of the damage?
Yes, if they find their driver at fault.. they will pay to get your car to pre-loss condition.
Also, if I have to sue them for certain expenses, can I also sue them for my attorney's fees to collect the expenses?
No, you are not required to get an attorney.. so if you choose to get one... you have to pay the expenses. Why would you need one anyways? what has gone wrong?
I am in Alabama. And can I get them to pay me devaluation (A.K.A. what the car would have been worth if I sold it without the accident in the cars history report?)
I dont know alabamas laws.. you may or may not be able to. EVen if the state allows it... not every car loses value due to an accident. Unless there are major major damages (im talking like 10k or so..) its not going to affect how your vehicle resales. So be ready for that.
2007-06-05 11:30:24 · answer #1 · answered by Anonymous · 0⤊ 0⤋
The other insurance would first have to find there insd liable, and then they would be required to return your veh to pre accident condition. Wheter, or not they will pay for tinted windows depends on if they were tinted when you bought the car, or afterwards, but most likely they should. They also should offer a rental veh to you if your car is undrivable, or while be repaired. If you car is totaled they will offer the Actual Cash Value of the veh. Meaning they will pay you the NADA value of the veh, not the blue book as listed above. Also they will take into account how much they can get for the veh by selling it to a salvage yard, and as far as depreciation they look at the interior of the veh as well, that is usally what they use to determine totals. Here is a more detailed def:We may also declare the vehicle a total loss when the repair cost, plus the salvage value (money we would recoup when selling your vehicle through a licensed salvage vendor) exceeds the vehicle's actual cash value, or if state regulations warrant it///Usally what that means is if the cost to repair you veh back to pre accident condition is more than value of veh they will total it. They should also be responsible for any loss wages, or injuries that may have occured, wouldn't be to quick to get a lawyer until you here what they have to offer. Just cuz they may want to total the veh doesn't mean there trying to rip you off, it just wouldn't be financialy smart for them to pay out more than veh is worth..
2007-06-05 11:11:20 · answer #2 · answered by D.L. 4 · 0⤊ 0⤋
Sue, sue, sue! Stop watching those scum lawyers on late night TV! Have you even asked the other company about your expenses yet? Don't worry about attorney fees -- he/she/it will simply deduct it from your settlement (usually about 33% -- do the math on this one). The other company should pay to restore your vehicle back to as near pre-loss condition as possible but will NOT pay for illegal window tint (better check on that). You can collect diminished value on your vehicle but be warned -- it will not be for the amount of the damages. You will have to negoitiate this with the adjuster. I strongly advise you to attempt working WITH the claims adjuster if possible. If you threaten 'lawyer' they will slam the door on you in a heartbeat. You think an insurance company is slime? Just WAIT until you have to deal with a damn lawyer -- yuk!!
2007-06-05 14:14:28 · answer #3 · answered by Anonymous · 0⤊ 0⤋
What is with the 'sue happy' nature of your question? Geez.
You are legally entitled to have your car returned to it's PRE-accident condition. This means if your tint was damaged then it's covered. Devaluation? That's a new one...try DIMUNITION OF VALUE. IF it's a recoverable damage in Alabama you can make a claim for it, however, you have to PROVE you lost value, and you do that by selling your car first. These claims are VERY VERY hard to prove and I have yet to see one get paid.
2007-06-05 15:00:13 · answer #4 · answered by bundysmom 6 · 1⤊ 1⤋
If they don't total it out, they will probably fix it to what they consider is acceptable. Good luck at fighting an insurance company with an attorney...they might decide to total it because it would be less of a problem to them.
2007-06-08 05:21:27 · answer #5 · answered by Gipper 6 · 1⤊ 0⤋
Doesn't quite work like that. You call your insurance agent and he calls a claims agent from your Insurance company and the claims agent collects for you from the other insurance company. They will pay the value of the depreciated vehicle of the same model and year, not the after crash value.
2007-06-05 10:15:01 · answer #6 · answered by Anonymous · 0⤊ 0⤋
If the damages are more than the car is worth they will call it totaled and you will only receive the blue book value of it, in other words they will not repair it
2007-06-05 10:11:15 · answer #7 · answered by Pengy 7 · 0⤊ 0⤋
If they refuse to pay for all the damages, then you should sue them. If you win the judgement your attorney fees are payed by them.
2007-06-05 10:15:17 · answer #8 · answered by jaybird17762001 4 · 0⤊ 1⤋