ok, i just bought my credit scores, and i think it sucks that i have to pay to find it out, but two different sites said 840 & 834. thats good right? like i shouldnt have much of a problem getting a good mortgage loan right? my REAL question is, my bf has BAD credit, but he is the one that makes a lot more money than i do. almost double. so if we applied for a loan, would they be more interested in my good credit and his paycheck, or his bad credit and my little paycheck?
2007-05-18
04:29:30
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5 answers
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asked by
Anonymous
in
Business & Finance
➔ Credit
i'm still a college student and only work 2 part time jobs, so i only make 20K-ish a year. he on the other hand works full time and makes 45K-ish. but he has never had anything in his name, no credit cards, no loans, not even his phone bill. so he has NO credit. every time he's tried to apply for a credit card they tell him he is denied because of lack of credit history.
2007-05-18
04:40:30 ·
update #1
unlike his mom, she got me my frist credit card when i was 16, yeah it only had a $300 limit, but it opened the door to me being able to get other cards, and it helped me get a really good loan for my car, which i paid in full by myself, so that helped too. my bf's mom on the other hand, kept his car in her name, and his cell phone too. now that he's an adult (24!!) he doesnt have anything going towards his credit
2007-05-18
04:43:40 ·
update #2