I do not want any credit checks, I don't want to give out my SSN or real name, I have no problems with giving out my address for shipping purposes, but I've been burnt and I will not use my bank issued cards online again. Is this possible.
2007-05-10 05:21:57 · 11 answers · asked by ojei o 1 in Business & Finance ➔ Credit
While a lot of people are giving you good answers, it will never work becuase you're putting the stipulation of not disclosing your real name and social security number thanks to the U.S. Patriot Act. They designed that to prevent terrorists to find legal loopholes of identifying themselves in attempt to fund their operations through fraudlent measures. I do however understand your concern, as I myself got "burnt" once from identity theft. But that's how that is. In order to conduct any type of those transactions you do have to provide proof that you're who you are instead of a member of Al Qaeda, which hopefully I put into perspecitve for you.
There's several out there, from what I heard Green Dot might be the easiest accesible I posted links to several you can take a look at.
Hope this helps out,
Good Luck!
2007-05-10 06:49:37 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I know you say you've been burned, but using credit cards (real ones, not the fake debit cards) is usually the safest way to purchase something online.
Prepaid debit cards are a rip off. You always have to pay some upfront fee, like $5. If you buy a $50 card, you pay an extra 10% for the privilege.
Another good alternative is Paypal, which can either pay from your credit card or your bank account. It adds a layer of invisibility between you and the retailer as far as your account details go.
2007-05-10 05:29:00 · answer #2 · answered by Uncle Pennybags 7 · 0⤊ 0⤋
Forget a prepaid debit card. Some have monthly fees and transaction fees that eat away at your money. Besides, I believe even a prepaid debit card requires your SSN and real name. Gift cards do not require this information.
Go to Washington Mutuals site http://www.wamu.com/personal/default.asp and open a free checking account that has a debit card attached. It does require a SSN and real name. That is what I use for online purchases. Put the money in only for the purchase.
2007-05-10 05:30:09 · answer #3 · answered by edwardogden2000 3 · 0⤊ 1⤋
I can only think of paypal.com but I think that you might have to provide your name and maybe social security number. Or you can go to your bank and request an additional one-maybe you might have to set up another account with your bank that way you can separate your online purchase from you offline ones. I hear there are prepaid debit card companies, but I think they charge a fee. If you have a Cash America by you, you can check them out. This is a pay day company, and they just started offering the debit cards. But they do charge a fee, a couple of dollars.
2007-05-10 05:41:56 · answer #4 · answered by Paige Turner 3 · 0⤊ 0⤋
Patriot's act requires all card companies to ask and store ssn. If you find one that doesnt require it, its probably illegal and being monitored even more closely by the feds.
However, you can use a gift card which doesnt require a ssn.
Try a Green Dot card, it requires ssn, but it does save you from the bank issue card problem you had before.
2007-05-10 09:56:37 · answer #5 · answered by William H 1 · 0⤊ 0⤋
This source I listed contains a list of 6 prepaid cards you can get in the U.S. and a brief summary of each prepaid card. Hope this helps.
2007-05-10 09:16:46 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I got one for online purchases, but warning: they do not protect you. We got burned for $1000, so now we only use it for shopping at verified businesses online or mostly to pay our bills.
I got mine from Netspend.com at one of those check cashing places.
But they will not give you customer support or refund your money if someone takes advantage of you (like in our case)
The fees I pay are $1.00 per purchase and $2.00 to charge the card. I think I paid $20 for the actual card itself.
2007-05-10 05:35:47 · answer #7 · answered by LittleFreedom 5 · 0⤊ 0⤋
walmart and other stores are carrying the new master card prepaid, so do some banks and check cashing places
2007-05-10 05:30:20 · answer #8 · answered by jimmy b 3 · 0⤊ 0⤋
you could get a visa mastercard thru green dot you can purchase it at walgreens,cvs youcan buy one for 9.95 then each time you want too add money on it you pay 4.95 and what ever amount you want . you call the card number and then enter the pin and then you can use it any where you need . please check it out i hope i helped
2007-05-10 05:33:30 · answer #9 · answered by opiesmother1550 1 · 0⤊ 0⤋
i'm pretty sure pre-paid visa cards are generally the same with regular visa credit cards so yeah i think you'd be able to do it with no problem
2016-04-01 05:14:41 · answer #10 · answered by Anonymous · 0⤊ 0⤋