looking for car insurance for 16 year old who holds a provisional licence which is valid?

Question

yes you can drive from 16 if you are disabled, yes i own a vehicle and it is mine in my name

Answer 1

if you ring any insurance company and explain you have a driving licence at 16 due to a disability they should insure you. it is known by people who have experience in insurance that usually the minimum age for a driver is 17 unless they are living in a remote area such as the highlands, or are in reciept of motability benefit, then they can drive at 16.
i work for churchill insurance and i insured a 16 yr old yesterday who suffers with cystic fybrosis and has a provisional licence. you won't be able to set up a policy online, you will need to speak to someone as it will need to be authorised by the underwriters.

Answer 2

Do you own a vehicle? Or do your parents own a vehicle that you drive? Before you can get insurance - you must have a vehicle - as insurance follows the vehicle - not the driver. Therefore once you have a vehicle - contact any insurance company - you will be able to get insurance, it just may be pricey. If you are on your parent's policy - they just need to add you as a driver and let the insurance agent know how often you drive the vehicle and what vehicle you will be driving.

Answer 3

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Answer 4

Sandi: this is a GLOBAL forum. you need to give your general location and enough details so that people can respond with an answer that fits to YOUR particular needs.

In general tho. most countries require that the insurance be purchased by someone who can legally enter into a contract. In the US unless you are designated as an emancipated minor by the court, your parents will likely have to get the insurance for you. I am pretty sure that other countries will have similar laws.

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Answer 6

wer u from? in the uk you have to be 17 before you can get a provisional never mind insurance

Answer 7

You can try ringing up the insurance yourself and explaining you circumstance. When you do it on-line your DOB says you are 16 and probably won't work

Answer 8

If you are in the UK the driving age minimum is 17 so where are you?

Answer 9

Your best bet would be to contact an insurance broker who knows the RTA!