What credit card would you recommend to anyone and why?

Answer 1

I like Chase.

Reasons:

*You can see pending transactions.

*You can do free online bill pay/schedule drafts from bank account

*24 Hour Telephone Customer Service, Customer Service available through e-mail

* All aspects of account can be handled online

* Payments do not take as long as other companies to post

*Reasonable interest based on credit

*Offer 0% interest sometimes on new accounts for a limited time

*Have rewards cards for various companies, even Disney.

I really liked them. I would still have a card with them if I hadn't decided to get rid of all of my credit cards.

Answer 2

Get an American Express cc

Anybody opting to get a credit card should select the best credit card that would fulfill his spending habits. A credit card that many find useful is the American Blue Express. American Blue Express credit cards are just like other credit cards because you can conduct all your transactions without paying cash, simply by using the card.

One reason that many people shy away from getting credit cards is due to the annual fees necessary for the maintaining the credit cards. But for a person who does not want to pay the annual credit card fees should go for the American Blue Express credit card.

Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card.

Answer 3

None. Now if you plan to, and are able to pay up every month then get an American Express green card. If you cannot pay and want to make monthly payments choose the card that offers you the lowest interest rate. If you have good credit you can even negotiate your interest by speaking to a manager at the "Rates" dept.

Answer 4

American Express Card, it brings together the goodness of both the Bank of America and American Express. Let us look at some of its features.

Basic features highlights

1. 0% Introductory APR (Annual Percentage Rate) on balance transfers and cash advance checks for first 12 billing cycles.
2. Low fixed interest rates after the introductory rate has expired.
3. No annual fee.
4. Option to pay over time.
5. Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services.
6. Extended warranty protection on purchases from scheduled outlets
7. Insurances for accident, damage and rental loss, while traveling
8. Protection against damage or theft of the card

The Fabulous Rewards Program with Bank of America - Rewards ™ American Express Card has the following highlights:

9. 1 point for every net retail dollar spent on qualifying purchases
10. Double points for dining and travel purchases
11. Special rewards for traveling and shopping with partner merchants.
12. 24/7 personal concierge services.
13. Facility to redeem reward points for hotel stay, travel, gift certificates, merchandise or cash
14. No restrictions on number of points to be earned during a year.
15. No blackout dates

Apply online for a best american express credit card at: http://www.credit-card-gallery.com/American_Express.html

Answer 5

It is inconsistent question! Nobody can say this card is good for anybody! There are different points to consider before apply for credit card. Why? Because you have your personal needs your credit history. And it should be taken in accaunt. For exapmple, i fly a lot that is why i have Amex blue sky credit card that allows me to get bonus miles. But if you don't fly much it would be much more better to apply for card with lower interest rate.
Initially, you should check your credit history if you have no credit hisotry - your choice would be limited by credit card for people with no credit history. You can apply for unsecured credit card for no credit history http://www.creditorganizer.com/Bad-No-Credit-Card-Offers-891842-page.php This kind of cards offer low credit limit and high fees. But it will help you ho build credit history. Another choice secured credit cards. In this case you should deposit your account, but avoid high fees http://www.yourcreditoptions.com/Secured-Credit-Cards-870387-page.php
Why you cant apply for good credit card if you have't credit history? Credit companies don't know you and how you are going to pay. You should prove your creditworthiness.
Besides you should consider
1. interest rates. Look for a low interest rate card but remember the interest rate is not fixed so it can be adjusted either quarterly or by written notice by the bank or company. Besides better features can be given people with better credit history.
2. Look at all charges for each card. Some companies add other fees, such as late-payment fees if your payment arrives after the due date, or transaction fees every time you use the card.
3. Compare services and features, such as travel insurance, rebates, purchase protection plans, cash-back incentives or extended warranties. Evaluate these features in terms of the extra credit costs to you.
If i were you i will read about credit card system http://www.requestcredit.com/Credit-Card-eZine-1407152-page.php
And only then apply for card because it's my money and i am not going to give them to good guys from bank.

Answer 6

You REALLY want a credit card, don't you!!

Trust me, as long as you keep a zero balance at the end of each month - which means you pay off all your purchases by the end of the month - ANY credit card is fine.

They all have catches - they are designed to earn financial institutions money - not save you money.

Choose the prettiest looking one - it'll look good in your wallet!

Answer 7

American express. If you qualify for it.
You must pay off the whole balance when you get the bill, so there is no paying the minimum, and 1 year later, wondering what you bought and still owing money on it.
There's no limit, so if you hve an unexpected 1000.00 car repair bill, you can charge it on Amex, in order to get your car out of the shop.

Answer 8

I do not recommend doctors, credit cards, ins co's, car dealers, to anybody.

If anything goes wrong, they won't come back to me and say " you told me they were ok."

Answer 9

Citi Cards because you can get reward points!

Answer 10

You might want to go here to compare them, and pick one that is right for u.
http://www.bestcreditrates.net