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I am 24 and my husband is 30. We have been married for 4 years. We both want kids, but we are waiting to have kids until our bank loans are paid off (in about a year and a half). I work part time and want a baby. Am I just bored or is it time to have a baby?

2007-04-18 15:48:00 · 22 answers · asked by snowgirl 1 in Pregnancy & Parenting Other - Pregnancy & Parenting

22 answers

That is a hard decision to make and not one to make lightly as a baby will change your life completely. I know that some people "wait" until they have enough money, and never do have enough money as stuff always comes up.

Have you talked this over with your husband? Have you told him of your more recent thoughts? He is the person whom you probably should be talking this through. Your internal clock and boredom are not the same thing.

Do you have friends and family who could babysit for you if you do have a baby now and want to go back to work part time? That could save you some money. Having a baby shower and going to garage sales can get you some things you may need for the baby and save you money too.

I encourage you to talk about your feelings with your husband. You may better understand how you feel once you talk with him. God bless you.

2007-04-18 15:55:53 · answer #1 · answered by Stephanie F 7 · 1 0

I think your the perfect age to have a baby..I am 17 and want a baby when I turn 21 or 22. If you wait longer to have a baby as some people do, by the time your children are teens, you will look older and not as young anymore. I myself just don't like it when people wait till their 30s to have kids because of this. Don't you want to be able to wear the same clothes as your daughter (if you have a girl) when shes in her teens. In this case, an older parent couldn't do this.
Also, don't worry about getting a job or getting out of debt first, because it will all come in time. There are poor people all over the world that have babies and are on welfare or don't have a job and they raise their kids just fine. So go make a baby right now! Joking, Joking. But I hope my answer has helped! Good Luck with your baby if you decide to have one!

2007-04-18 23:01:26 · answer #2 · answered by Jamie-Lynn 3 · 1 1

If you wait until you can afford a baby you will never have a baby.
You are about one and a half years away from paying off all of your bills, if you got pregnant today you would have only nine months until your bills are paid.

Be realistic, you and your husband are young, once you get close to paying everything off you will need a new car or some other unexpected expense will arise which will delay your baby further. Have the baby now and be sure to Thank God for the gift.

2007-04-18 23:00:26 · answer #3 · answered by justgetitright 7 · 1 0

Maybe both. Only you can judge if you feel ready for caring for a baby 24/7. Personally I always knew I wanted to have children early on. I had my first at 21, second at 23 and now pregnant with third at 26. Discuss with your husband how he feels about starting a family now, there will always be reasons to wait so if you really want a baby I say go for it!

2007-04-18 22:56:55 · answer #4 · answered by Chocoholic 1 · 1 0

you know, babies can be expensive, and waiting for those loans to be paid off is a good idea. On the other hand having a baby isn't about planning it out moment by moment it's about when does feel right for the both of you... My husband is 8 years older than me and we didn't wait to pay off our bills before we had children and everything worked out just fine. babies are so wonderful.. just to hold them in your arms and have them look up at you is amazing... Good luck...=)

2007-04-18 22:59:02 · answer #5 · answered by natasha s 3 · 1 0

Start trying to get pregnant. If you get pregnant in 6 months it would be 15 months from now when you would have the baby. That is close enough to a year and a half. Have fun trying.

I want to know how many people have zero debt. If it is a controllable amount of debt, it is okay.

2007-04-18 22:57:36 · answer #6 · answered by Anonymous · 2 0

You've waited this long. Another 18 months and debt free would be a smart choice. Don't forget to put a little in savings for the new arrival. Babies are expensive. At least keep enough in savings to handle any emergency and keep your head above water at the same time.

2007-04-18 22:54:22 · answer #7 · answered by Vida 6 · 2 0

Um, if you wait until you're completely debt free, you might be waiting forever. I honestly would say that if you guys are financially stable, even if you have some debt, go for it. I am a single mother of two young boys, I don't get any child support. I manage fine. I receive help when needed.
I also found one thing. PAY YOUR TITHING!!! God will bless you and make sure you and your family are ALWAYS taken care of. It's an act of faith and believe me it's worth it.
Good luck to you and yours
Sarah

2007-04-18 22:53:41 · answer #8 · answered by McLovin 3 · 1 0

there's never going to be a "perfect" time to have a baby. when you get your bank loans paid off something else will pop up. if you have some means of paying for the baby's birth (insurance) then go for it!

2007-04-18 22:58:00 · answer #9 · answered by Mary M 3 · 2 0

It might be better to wait for you to pay off loan but i cant seen why not if u can afford to take care of the baby.

2007-04-18 22:51:09 · answer #10 · answered by babystarr00 2 · 2 0

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