I payed off my car loan, but I did pay late and always payed the late fee which was ten dollars.
Will this affect my credit the next time I buy a car?
I heard that it isn't reported until after 60 days,
The due date was the 6th but I usually payed by the 12th.
2007-04-18 13:09:57 · 4 answers · asked by Anonymous in Business & Finance ➔ Credit
no...as long as you were not 30,60,or 90 days late, then you are fine...6 day lates dont show up on your credit report
2007-04-18 13:13:05 · answer #1 · answered by mkb_310 3 · 0⤊ 0⤋
You will have got to post a declare in your vehicle coverage enterprise. If you had a mortgage at the car I understand you need to have collision protection. What will occur is the coverage can pay you an quantity of what they believe the car is valued at. Then should you agree at the quantity they're going to ship you a few records, and a verify. You will need to signal the records and ship the ones again. The verify can be to your title and alos the financial institution's title. What you're going to do from there may be take the verify to the financial institution, and if there may be an quantity left over then you're going to get the reminding quantity. See when you have GAP coverage. If you may have that, and the coverage enterprise simplest can pay you prefer one million,000, then GAP coverage can pay for the relaxation. Now do not believe that the inebriated driving force is getting away with homicide, given that he ain't. Your coverage enterprise will pass after him for the volume that they paid. Now you'll be able to constantly pass after him in small claims court docket. If he does not have the money, then his wages can be generally be garnished. If I had been you I might touch your coverage enterprise or a legal professional, and notice what they believe. I understand that with a few lawyers the primary quarter-hour are unfastened. I desire that I was once a few support to you, and I am sorry for what occurred to you. Some men and women simply do not believe earlier than they do.
2016-09-05 16:55:46 · answer #2 · answered by ? 4 · 0⤊ 0⤋
As long as you didn't go 30 or more days late it shouldn't matter.
You can pull a free copy of your credit report at http://www.AnnualCreditReport.com and have a look for yourself. You can pull that 3 times a year, once from each of the major credit reporting agencies.
2007-04-18 13:15:01 · answer #3 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Ask the lender, they will tell you what they reported to credit agencies or what they did not report. There is always freecreditreport.com or freecredit.com, look them up you can get a free report and check if for accuracy on your intire file.
2007-04-18 13:14:38 · answer #4 · answered by bobbimathias 1 · 0⤊ 0⤋