How do I get something off my Chex systems report?

Question

I have an item on there for $37. from Walmart a couple years ago, which I'm certain I paid, does anyone know how you go about getting something off Chexsystems??

Answer 1

Getting information off of your ChexSystems report is almost impossible. They have a strict time line of 5 years.

Contact ChexSystems and order a copy of your report and try disputing as not mine. This is normally hard to do, because they keep excellent records.

ChexSystems
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
Fax: [phone]
Phone: [phone]
https://www.consumerdebit.com/consumerinfo/us/en/index.htm

If this is keeping you from getting a checking account, check out http://www.secondchancecheckingaccount.net for a list of non ChexSystems banks.

Answer 2

It concerns because: a. in case you pay it off in 12-24 months extremely some banks grants you with an account even even with the actuality that you're nonetheless on Chex and b. because no longer paying it makes you a deadbeat loser

Answer 3

Things on Chex remain for 5 years.

You have a right to dispute anything that is listed on Chex, though as the other poster said, it can be difficult to get them to remove it.

You might do some reading on www.chexvictims.com

Answer 4

You need to contact your financial institution as well as Chex Systems. It is virtually impossible to get the item "removed". Typically this has to "fall off" after a certain amount of time.