how can i get a car loan?

Question

I am 21 years old i dont have bad credit i just dont have much.. I have one credit card which i use and i pay everytime on time. i have a cell phone under my name and also pay on time so i dont have much credit. I want to get a car loan but dont have any pay stubs. I work at a salon and i got a w2 but i dont get paystub each week which the bank needs to apporove me... what can i do to get a car loan i am willing to put 6-8 gs down. i want to get like a 12g loan with not that much intrest i and i dont have no one to cosign please help??? thanks

Answer 1

If you're capable of putting $8000 down, buy a used car for that amount and don't take out a loan.

Answer 2

I was in the same situation you were. I am 22 yrs old and i just purchased my first car at chirstmas. The car lot i went to searched for a place to finace my car. Only thing you will run into now is that Prime is at 8.1%. This is high, sometime next year because it is an election year you should see rate drop and you can get the loan refinanced. I just found a guy on here that was looking to be a private lendor. e-mail this guy @ [e-mail] . He can give you some good information on this.

Answer 3

I have listed a useful site below that has a variety of finance option for people with bad credit. It contains also a list of bad credit auto finance companies.

Answer 4

I saw your Question requiring a loan.

Why don"t you approach a private lender?I got my loan from a certain agency.Their interest rate of 0.2% is simply great..Why don"t you try there?You can contact them with their email,[e-mail],[e-mail].

Answer 5

auto loans available
http://www.researchitforme.com/wesayes/autoloans.html

Answer 6

There you go : http://index-go.com/bad-credit-car-auto-loans.asp

Good luck !