my daughter was involved in an accident in which she was hit from behind. The other driver was at fault and admitted it and a police report was filed. Since the accident was minor she never pursued a claim. Is there a time limit for filing a claim? It has been about 6 months since that happened. I would like for her to get the car repaired.
2007-04-09 15:41:53 · 7 answers · asked by cltf 1 in Cars & Transportation ➔ Insurance & Registration
Not to answer your question, with a question....but why did you wait so long??...Also, IMMEDIATELY contact YOUR insurance company, and ask them, about any statutes, of limitation, for claims, regarding your OWN, coverable insurance.
Your insurance company, itself, may have a deadline, to file a claim, but you should be o.k., as far as sueing the offending party, for damages....
Many insurance companies, give policyholders, a LIMITED amount of time, to file a claim....because...a fender-bender, 6 months ago, is hard to determine, if the car has been hit, or damaged, since then...they don't want to pay any more, than they have to.....I don't blame them, but you should report ANY accident/fender-bender, IMMEDIATELY....along with any police report.
2007-04-09 15:55:58 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Some insurance companies try to penalize you for not reporting the claim within 30 days. They try to say they won't cover you because you didn't report it. What your daughter should do is contact the other insurance company and have them come and repair the car. You can always say you expected them to contact you. But your insurance company will give you a problem, but you were insured, so regardless you are covered. You can always appeal any decision they may try to say. Or arbitrate it. If they deny your claim, they usually provide you with information to appeal and mediate.
2007-04-09 16:02:39 · answer #2 · answered by Rica 82 5 · 0⤊ 0⤋
I hope you have a lawyer. He/she should be able to suggest a reasonable amount for pain and suffering. DO NOT accept settlement from the insurance company. They will cheat you and you don't know how much this will end up costing you. There could be long term costs. If you don't have a lawyer, get one. Most will do the work with no money up front and take a percentage of the settlement. Good luck. Hope you're better soon.
2016-05-21 03:30:51 · answer #3 · answered by ? 3 · 0⤊ 0⤋
Call the insurance company they will be able to tell you. Different states different laws.some place are up to a year some are just 24 hrs.
Wish I could be more help!
2007-04-09 15:45:46 · answer #4 · answered by kristina O 1 · 0⤊ 0⤋
The deadline will be stated in the policy. As a practical matter, it should be done ASAP.
2007-04-09 16:15:11 · answer #5 · answered by TedEx 7 · 0⤊ 0⤋
You should be fine. Generally the statue of limitiations (meaning how long you have) is years.. not months.
2007-04-09 15:55:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I would like to ask the same question as the person above.
2016-08-23 23:15:12 · answer #7 · answered by Anonymous · 0⤊ 0⤋