A while back I posted some questions regarding an issue about Chase lowering my limit due to me "not spending enough" during in specified amount of time. Anyway, I told them over and over that I would not give them permission to pull my credit (3 times to be exact) and that I'd just find another card and transfer the balance.
Last Wednesday, I noticed that they made the decision to increase the limit back to where it was. Today, I noticed that I had a credit alert stating that I had a new employer, "EMPLOYER" - that was all the info, no address or anything. Could Chase have done this to gain access to my credit report (w/o knowledge or consent)? If so, is that legal?
I haven't applied for credit in over a month and there was no inquiries added to the alerts.
2007-04-09 13:56:30 · 2 answers · asked by reandsmom77 6 in Business & Finance ➔ Credit
I have already called TransUnion and told them that I don't have a new employer and they have removed it and are sending me a copy of my credit report.
2007-04-09 14:04:34 · update #1
Chase wouldn't add an employer that you don't work for. They only know what you tell them (by putting it on applications). If you haven't changed your employer info on any new applications for credit, they wouldn't know to change the employer info. Look at your report carefully. You want to make sure you are not about to be a victim of identity fraud.
2007-04-09 14:19:24 · answer #1 · answered by Mariposa 7 · 0⤊ 0⤋
I would get a copy of your credit history asap because of the new employer, someone could be using your name fraudulantly and that could be big trouble for you down the road.
2007-04-09 14:00:30 · answer #2 · answered by Tina of Lymphland.com 6 · 0⤊ 0⤋