Looking for an insurance that will take my pre existing condition?

Question

Hi, I have a double ureter in my left kidney causing me infection 4 times a year, I've been having this for almost 13 years and is painful and I can't have a normal life. No insurance wants to take me because this pre existing condition and if they do my monthly payment is between $300 to $400 monthly because of my condition, I've already applied for Medi-cal and I wasnt elegible. I tried so many antibiotics and I want to start a treatment and without insurance it is impossible, could anybody tell me if there is a insurance that will accept me without paying so much. I live in Southern California. I want a normal life.
Thanks.

Answer 1

When you don’t have money to get the care you need, this is how you can get help for yourself! Why suffer if you don’t have to?

Ways To Save Through Free
and Low-Cost Medical/Health Services
Medical and health services costs continue to escalate with no cap in sight. But here are a few tips on making use of free or low-cost services that could save you a considerable amount of money: Read through this, you will find something that will help you in your situation and get you the help you need.
http://www.nlm.nih.gov/medlineplus/financialassistance.html
http://ask.hrsa.gov/pc/
http://www.omhrc.gov/templates/browse.aspx?lvl=2&lvlID=18
http://www.hrsa.gov/help/default.htm
http://www.thefrugallife.com/medicalalternative.html
http://www.google.com/search?q=Free+Low+Cost+Medical+Health+Services+&hl=en&client=firefox-a&rls=org.mozilla:en-US:official&start=10&sa=N

Free and low cost prescription medication:
http://www.nami.org/Template.cfm?section=about_medications&Template=/ContentManagement/contentDisplay.cfm&ContentID=19169
http://www.themedicineprogram.com/links.html

http://www.cancer.gov/cancertopics/factsheet/support/financial-assistance
Financial Assistance and Other Resources for People With Cancer: Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic.


This is about FREE hospitalization, if you need it and they WILL help you!
http://www.hrsa.gov/hillburton/default.htm
Hill Burton Hotline
1-800-638-0742
(1-800-492-0359 in Maryland)
In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility’s area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care.
http://www.hrsa.gov/help/default.htm
Medicaid is for people under 65, medicare is for the seniors.
How to apply for Medicaid or medicare
http://www.cms.hhs.gov/MedicaidEligibility/
http://www.aarp.org/money/lowincomehelp/applying_for_medicaid.html

For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213.
http://www.ssa.gov/

For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov

How To Pay for Mental Health Services
http://mentalhealth.samhsa.gov/publications/allpubs/KEN98-0050/default.asp
http://depression.about.com/cs/findadoc/a/freelowcosttx.htm
Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/financialassistance.html

DENTAL HELP:
Free or low cost dental care United States
http://www.nidcr.nih.gov/NR/rdonlyres/53F91091-23DB-47F3-8782-6572C33F9D42/0/LowCostFactsheet.pdf
http://www.raconline.org/info_guides/dental/dentalfaq.php
FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC.
http://dental-assistance.app-sl-1.aidpage.com/dental-assistance/

Need eyeglasses or eye care?
http://www.nei.nih.gov/health/financialaid.asp
http://www.uniteforsight.org/freeclinics.php

Free Mammogram:
http://www.cdc.gov/cancer/nbccedp/
How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices.
Here’s a list for every state:
http://cancer.about.com/od/screeninganddiagnosis/a/freepapsmear.htm

Where can I go to get free or reduced-cost prenatal care?
You can call this number if you need free birth control help, too!
Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy.
To find out about the program in your state:
· Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code
· For information in Spanish, call 1-800-504-7081
· Call or contact your local Health Department.

Answer 2

Get and compare quotes from different companies at - INSURERATES.INFO-

RE Looking for an insurance that will take my pre existing condition?

Hi, I have a double ureter in my left kidney causing me infection 4 times a year, I've been having this for almost 13 years and is painful and I can't have a normal life. No insurance wants to take me because this pre existing condition and if they do my monthly payment is between $300 to $400 monthly because of my condition, I've already applied for Medi-cal and I wasnt elegible. I tried so many antibiotics and I want to start a treatment and without insurance it is impossible, could anybody tell me if there is a insurance that will accept me without paying so much. I live in Southern California. I want a normal life.
Thanks.

Answer 3

You can save on your insurance by compare quotes at http://FINDRATES.INFO/cfeqjMR014

RE Looking for an insurance that will take my pre existing condition?

Hi, I have a double ureter in my left kidney causing me infection 4 times a year, I've been having this for almost 13 years and is painful and I can't have a normal life. No insurance wants to take me because this pre existing condition and if they do my monthly payment is between $300 to $400 monthly because of my condition, I've already applied for Medi-cal and I wasnt elegible. I tried so many antibiotics and I want to start a treatment and without insurance it is impossible, could anybody tell me if there is a insurance that will accept me without paying so much. I live in Southern California. I want a normal life.
Thanks.

Answer 4

The level of ignorance here is astounding. The pre-existing condition rules are to prevent people from waiting until they get cancer to buy insurance, then expect huge pay-outs without ever having paid a premium. If you have been continually covered, your pre-existing conditions are covered. There are so many steps that can be taken before we resort to government controlled health care, but liberals would prefer to sit back and let a nanny state care for them. Name one government agency that runs efficiently, and at a lower cost than an equivalent private agency. It can't be done. Here is just a partial list of reforms that would help cover more people than anything the government has yet put forth: Stop the hemorrhage of money that is currently caused by medicare/medicaid fraud, allow insurance companies to sell policies across state lines (has anyone heard of competition?), tort reform/limiting frivolous law suits, PERSONAL RESPONSIBILITY(why should a smoking, obese, drug addicted prostitute be covered the same as someone who takes care of their health and personal life?) How about a little common sense?

Answer 5

If you had insurance in the past without problems and there was no gaps in that coverage show the other plans the certificate of coverage showing that there was no gaps in coverage.

As for whether or not there is an insurance company there in your State that will cover you I can't say but I would recommend checking with your city's health dept to see if they offer a free clinic or check to see if there is a Medical School close by that can help if your city's health dept can't be of help.

Answer 6

Oh sweetie, good luck.
I read a recent article in the LA Times about how insurance companies were (illegally) dropping people off their insurance rolls because they were "too sick" or were "high utilizers" of services, etc. See the LA Times website health section, it might still be there.
I don't know what to tell you.

Answer 7

For free insurance quotes

Answer 8

You can try Kaiser Permanente, or E Health Care, on the internet, and see what is out there. I would say nothing about your condition, and try to get enrolled first. I am over 50, and I have Kaiser, and well, it is better than nothing, and I enrolled on the internet, with E Healthcare. My premiums are $234/month. good luck.............

Answer 9

You can find the best rates and offers for your insurance at: COVERAGEDEALS.NET

Answer 10

Try https://tr.im/G0YQC