Unable to pay for college debt what can I do?

Question

My university says federal fin aid prohibts them from using future fin aid pymts to pay off charges from a prior semester. In other words you cannot plan on using current year aid to pay for anything left over from a previous semester. I am a single parent working two jobs with three kids (9, 8, and 2) who can graduate after two more semester. I have not been able to return and already to my limit of how many classes I can transfer in. I have bad credit and unable to streach what I have anyfurther to pay off last summers 3,000 dollar debt so that I can return to college. I have been out of school so long that my student loan will be in repayment soon. Where can I get a loan or help so that I can get back in to my university?

Answer 1

in your situation, there are things available... to help cover that extra time....

and you only have a little bit more to go,
so dont you DARE stop now!!!

you have grit girl, and you're almost there...

as a single parent myself (of 4), i completely understand
what your going through, but you cant stop now, you
just cant!

i will post all that i have found online, and YOU are bound to find some sort of help with it. take your time and pick through ALL of them... to see what you qualify for, when the deadlines are, etc.

some are for single parents
:)
---------------------
OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing.

YOU WILL NEED ADOBE READER:
(yes, its free)
http://www.adobe.com/products/acrobat/readstep2.html

TESTING & PRACTICE TESTS
(SATs, PSATs, ACT, GRE LSAT, MCAT, GMAT,TOEFL, etc)
http://www.kaptest.com/college
http://collegeboard.com/splash/
http://act.org/
http://lsac.org
http://toefl.org
http://www.ets.org
http://www.gre.org
http://www.aamc.org/students/mcat
http://www.gmac.org

TURNITIN
(don’t copy papers, teachers/professors
DO check your papers with this)
http://turnitin.com/static/home.html
http://plagiarism.org/

INFO
NACAC & COMMONAPP
http://www.nacacnet.org/MemberPortal/
http://commonapp.org/
http://nsse.iub.edu/index.cfm

DVD TOURS OF COLLEGES
http://collegiatechoice.com/

CRIME STATS, DATA OF COLLEGES
http://ope.ed.gov/security/search.asp

SCHOLARSHIP LIST
http://scholarshipamerica.org/
http://www.lifebridge.org/gran-list-alph.htm
http://www.angelfire.com/nj4/njcomputerchick/school.html
http://www.chrome.org/scholarshiplist.html

MORE SCHOLARSHIPS, HELP & INFO:
http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp
http://www.ftc.gov/bcp/menu-jobs.htm
http://www.finaid.org/scholarships/other.phtml
http://www.finaid.org/otheraid/
http://www.back2college.com/library/scholarships.htm
http://www.scholarshiphelp.org/
http://www.findtuition.com/scholarships/
http://www.collegeconfidential.com/
http://college-scholarships.com/
http://www.statefarm.com/about/part_spos/grants/grants.asp
http://www.gmsp.org
http://www.gmsp.org/gmsp_web/(nb5ctd55gavpfi55bb3a3j45)/scholarships.aspx
http://www.sfa.ufl.edu:16080/scholarshipcafe/
http://www.edsf.org/scholarshipAwards.cfm
http://www.fafsaonline.com/
http://www.fafsa.ed.gov/
http://www.feea.org/
http://www.greenzone.org/
http://www.salliemae.com/
http://www.ed.gov/finaid/landing.jhtml
http://www.scholarshipexperts.com/
http://www.educationplanner.com/ss/code/Profile1.asp?level=u®ion=s&mode=EDIT&sponsor=2859&volume=SS&e&h
http://www.studentawards.com/
http://www.collegeanswer.com/index.jsp
http://www.studentscholarshipsearch.com/
http://www.studentscholarshipsearch.com/Detailed/Scholarships/Meta_indexes_and_other_scholarship_directories/Women_s_and_Non-traditional_students_scholarships_meta-directory_126.php
http://www.akaeaf.org/programsandinitiatives/
http://www.schoolsoup.com/
http://www.blackexcel.org/link4.htm
http://www.dellscholars.org/
http://www.thurgoodmarshallfund.org/
http://www.jackierobinson.org/
http://www.bpwusa.org/i4a/pages/index.cfm?pageid=4212
http://www.wilsonfund.org/scholarships/scholarships.shtml
http://www.uncf.org/
http://www.socxfbi.org/login.asp?reason=denied_empty&script_name=/cgi-alumni/adir2.dll&path_info=/search&sitename=FBI&scroll=10&p=1&S=scholarships&x=0&y=0
http://www.finaid.org/
http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp
http://www.act.org/recognition/clients.html
http://www.act.org/kfcscholars/index.html
http://www.kfcscholars.org/
http://www.rhodesscholar.org/
http://www.collegedata.com/
http://www.fastweb.com/
http://www.getreadyforcollege.org/gPg.cfm?pageID=139
http://www.policylink.org/EDTK/AH101/Financing.html#4
http://www.hud.gov/grants/index.cfm

MISC FIELDS OF STUDY
http://www.act.org/goldwater/yybull.html
http://www.act.org/recognition/clients.html
http://whereyouheaded.com/
http://luth.org/schools.htm
http://www.nwboatschool.org/
http://soloschools.com/
http://www.nols.edu/wmi/
http://etruscanfoundation.org/

NURSING / CNA
http://www.scholarships-ar-us.org/grants/nursing.htm
http://www.dar.org/natsociety/edout_scholar.cfm
http://nursingworld.org/nursecareer/edfund.htm
http://www.medi-smart.com/finaid.htm
http://www.discovernursing.com/nursing-scholarship-search
http://www.ncaa.org/about/scholarships.html
http://bhpr.hrsa.gov/DSA/nsl.htm
http://www.nsna.org/foundation/
http://www.4cnas.com
http://www.choosenursing.com/
http://www.minoritynurse.com/
http://www.tylenol.com/page.jhtml?id=tylenol/news/subptyschol.inc
http://www.straightforwardmedia.com/nursing/
http://bhpr.hrsa.gov/nursing/scholarship/

BECOMING A TEACHER
http://www.siemens-foundation.org/TeacherScholarship/
http://www.aft.org/teachers/jft/becoming.htm
http://www.fseog.com/
http://www.childcareservices.org/ps/teach.html
http://www.act.org/recognition/clients.html

CHILDREN OF MILITARY
http://www.militaryscholar.org/about/about.shtml
http://www.mcsf.com/site/c.ivKVLaMTIuG/b.1677655/k.BEA8/Home.htm
http://www.vfw.org/index.cfm <-do search for ‘scholarships’
http://www.milspouse.org/Educ/Fund/MilFScholar/
http://www.aerhq.org/education_dependentchildren.asp

INTERNSHIPS
http://www.fasttrackinternships.com/
http://www.internprograms.com/
http://www.brillstreet.com/
http://ceri.msu.edu/

DEPENDENCY or NOT
http://www.salliemae.com/get_student_loan/apply_student_loan/understanding/financial_aid/dependency/

LOAN FORGIVENESS
http://www.pheaa.org/loanforgiveness/healthier_futures.shtml
http://www.aft.org/teachers/jft/loanforgiveness.htm
http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying
http://www.finaid.org/loans/forgiveness.phtml
http://www.aessuccess.org/manage/cant_make_payment/Federal_Teacher_Loan_Forgiveness.shtml
http://www.staffordloan.com/repayment/forgiveness.shtml
http://www.educationplanner.com/ss/code/Profile1.asp?level=u®ion=s&mode=EDIT&sponsor=2859&volume=SS&e&h

STATUS OF LOAN OR AID
http://www.nslds.ed.gov/nslds_SA/

IF YOU DON’T HAVE YOUR PIN yet (for your loan / aid status) apply for one:
http://www.pin.ed.gov/PINWebApp/pinindex.jsp

ESSAY HELP
http://essayedge.com/
http://www.scholarshiphelp.org/
http://www.gradesaver.com/resources/scholarship.html
http://www.collegeadmissionsessays.com/
http://www.nataviguides.com/broke_essay.html
http://www.princetonreview.com/college/apply/articles/process/essayjump.asp
http://www.scholarshipessay.us/
http://www.freschinfo.com/tips-brainstorming.php
http://www.freschinfo.com/tips-topic.php
http://www.korepetycje.com/Essays_Articles/scholarshipessay.html

GRANT SCHOLARSHIP SCAM LIST
(if you find a scam report it here too)
http://www.ftc.gov/ftc/consumer/media_psas_classads.html
http://www.actstudent.org/finaid/scholarshipscams.html

LOANS
http://www.ed.gov/offices/OSFAP/DirectLoan/index.html
http://www.acteducationloans.com/
http://www.finaid.org/loans/educationlenders.phtml
http://www.financialaid.com/plus/index.cfm?id=plusloans
http://www.alternativestudentloan.com/
http://www.parentplusloan.com/
http://www.financialaidpodcast.com/about/
http://www.myspace.com/financialaidpodcast
http://www.FinancialAidPodcast.com

GRAD LOANS & SCHOLARSHIP
http://www.gradloans.com/graduate-plus-loan/
http://www.gfoa.org/services/scholarships.shtml
http://www.akaeaf.org/programsandinitiatives/

DEFAULTED STUDENT LOANS
http://www.ed.gov/offices/OSFAP/DCS/index.html

CONSOLIDATE LOANS
http://loanconsolidation.ed.gov/
http://www.plusloanconsolidator.com/
http://www.salliemae.com/after_graduation/manage_your_loans/consolidate_student_loans/student_loan_consolidation.htm
http://www.salliemae.com/content/privateconsolidation/index.html
http://loanconsolidation.ed.gov/

TEACHER / PROFESSORS reviews, rated by students
http://www.ratemyprofessors.com/index.jsp
http://teacherreviews.com/
http://pickaprof.com/

INTERNATIONAL STUDENTS
http://www.edupass.org/finaid/
http://www.irex.org/programs/grants.asp
http://ciee.org/
https://www.iesabroad.org/IES/home.html
http://www.iie.org/programs/gilman/index.html
http://www.iie.org/programs/gilman/resources.html
http://www.iefa.org/
http://www.iefa.org/resources/
http://educationusa.state.gov/
http://college-scholarships.com/
http://www.studyabroad.com/forum/financial_aid.html
http://www.internationalstudent.com/
http://www.internationalscholarships.com/
http://www.internationalstudentloan.com/
http://www.globalslc.com/
http://www.edupass.org/finaid/loans.phtml
http://www.abroadplanet.com/student-loans/the-global-student-loan-corporation/
http://www.salliemae.com/international/
FROM OTHER COUNTRIES
http://fordfound.org/

HISPANIC SCHOLARSHIPS
http://www.hsf.net/
http://www.scholarshipsforhispanics.org/
http://www.statefarm.com/about/part_spos/grants/hispanic.asp
http://www.hsfi.org/
http://scholarships.hispanicfund.org/applications/
http://www.chci.org/chciyouth/scholarship/scholarship.htm
http://www.bpwusa.org/i4a/pages/index.cfm?pageid=4212

SINGLE PARENT SCHOLARSHIPS & HELP
http://www.bpwusa.org/i4a/pages/index.cfm?pageid=4212
http://singleparents.about.com/od/scholarships/tp/Search_Scholar.htm
http://www.singlemotherresources.com/
http://www.singlemotherresources.com/resources.htm
http://www.singlemom.com/CAREER/financialaid.htm
http://salliemae.collegeanswer.com/paying/content/pay_free_money.jsp
http://www.raisethenation.org/
http://www.sunshineladyfdn.org/
http://www.sunshineladyfdn.org/faq.html
http://www.antshe.org/Scholarships/Scholarships.htm
http://www.antshe.org/resourcepage.htm
http://apps.collegeboard.com/cbsearch_ss/welcome.jsp
http://www.soroptimist.org/sia/AM/Template.cfm?Section=WOMEN_S_OPPORTUNITY_AWARDS
http://www.back2college.com/
http://www.acenet.edu/AM/Template.cfm?Section=CIP1
https://www.ourfamiliesourfuture.org/index.jsp
http://www.ed.gov/prog_info/SFA/StudentGuide/index.html

http://firstgovsearch.gov/search?v%3Aproject=firstgov-web&query=grant+list
http://www.whitehouse.gov/government/fbci/grants-catalog-document.html
http://www.gpoaccess.gov/fr/index.html
http://www.grants.gov/
http://www.njafter3.org/GrantsFunding.htm

Answer 2

do no longer report for financial disaster. I in no way propose human beings to pay month-to-month money to a collector. that's already in collections so paying it would not heal your credit. for the reason which you gave them your account type you will might desire to close that one after notifying them it is going to now no longer be available. try this in writting and save a record of each little thing. the only way you will possibly desire to pay a set is once you have the excellent quantity. you would be extra ideal off placing that money in a mark downs account and then soliciting for a freelance in the previous paying it. each affiliation you have with them desires to be in writting. in the event that they say they are going to settle for a freelance as charge in finished, get them to fax you a letter with the contract. I certainly have considered human beings pay what they concept grew to become right into a freelance, to later locate out it grew to become into purely utilized like a lump sum charge. in case you very own a house, they are in a position to place a judgement on your sources in spite of if that's a severe quantity so till the soundness is under $5000 you will possibly be able to might desire to pay them something. $50-$one hundred might properly be all they are in a position to get out of you precise now. remember as properly that the interest maintains. Request that they decrease your interest to 0 while you pay it.

Answer 3

Hi,
I used "Credit Solutions" to settle my debt.They managed to reduce my debt up to 58%.It's legitimate.I came accross this company on NBC.Check it out here:
http://www.anrdoezrs.net/click-1813149-10467845

Answer 4

I would consider online classes for now until you get your financial situation under control since it sounds like you got your hands full so explore the option of online classes.