A little over a year ago, I was I got into a fender-bender in Alaska in a car that was owned by a friend of mine. The insurance covered all of the damage sustained by the other car in the accident, but, because my friend had liability only, it did not cover the damages to the truck that I was driving. It was a very minor accident, but caused substantial damage to the car I was in. Fixing the damages is estimated at $2,500 or more. I was not aware that the car that I was driving did not have collision insurance when I was in the accident. Am I responsible to pay for all of the repairs done as a result of this accident?
2007-03-25 09:53:50 · 5 answers · asked by dusty_dot_org 1 in Cars & Transportation ➔ Insurance & Registration
If you have your own car insurance with collision, turn it over to them. Otherwise, it's between you and your friend.
2007-03-25 15:26:03 · answer #1 · answered by bundysmom 6 · 0⤊ 0⤋
I don't know Alaska law, but I'd suggest so. It sounds as though it was your fault. If you have your own auto insurance, this should be covered by it (again, I have no idea about Alaska law - I live on the opposite side of the country and it's been a few years since I was in the insurance biz).
Contact your claims department. Don't ruin a friendship over a silly auto accident.
2007-03-25 09:59:36 · answer #2 · answered by Ichiban 1 · 0⤊ 0⤋
Legally, no. Your buddy assume the risk when he let you drive it and he is responsible.
On the other hand, your buddy let you use the car, so even though you didn't know it had no comp insurance, you should offer to at least pay for some of the damage, if not all of it.
2007-03-25 09:59:21 · answer #3 · answered by Fordman 7 · 0⤊ 0⤋
Yes, you may be, should your friend decide to sue. It can be argued that your friend assumed such a risk by allowing you to drive, but that argument isn't likely to fly. If you have insurance, YOUR insurance may have to pay for it. It depends on your policy. I lived in AK for 16+ years. I wish you the best, but you might want to set up a payment plan so that you don't have to go to court.
2007-03-25 10:03:20 · answer #4 · answered by cyanne2ak 7 · 0⤊ 0⤋
the guy who led to the twist of destiny and the hit and run is to blame for charge. the owner of the vehicle can sue the borrower for lack of wages, harm restoration or maybe soreness and suffering. the guy who became hit may also sue for damages. you may opt for to talk to an legal specialist could this visit courtroom and in spite of you do, do not say too a lot to the police. only the info. you opt for to reduce your losses.
2016-12-02 19:16:36 · answer #5 · answered by ? 4 · 0⤊ 0⤋