2007-03-17 02:48:19 · 9 answers · asked by susan s 1 in Cars & Transportation ➔ Insurance & Registration
Hi Susan,
You did not say whether the person who hit you had insurance? If they did then it's pretty cut and dry. If there is enough damage get that persons insurance information and file a claim on there insurance if it's only minor maybe the person can just pay out of pocket?
If they did not have insurance in some cases your home owners insurance may cover some of the damages. You should check with your agent on this since there are so many different types of HO policies out there. You might also want to have the damage appraised before you file a claim. If the damage is not that bad and you can afford to pay out of pocket I would suggest that if for only to keep a claim off of your CLUE report.
Of course if this person is uninsured and refuses to make amends then in a worse case scenario you could try and go after them to pay the damages like a small claims law suit or something similar, but as most will tell you if that person who hit your vehicle is not responsible enough to carry at least liability insurance on there auto then most likely they will never honer any debt they have to you even if you have a judgment against them.
I hoped I've helped and good luck! Hopefully this person will have insurance and all will go smooth as silk for you. Take care.
2007-03-17 03:30:38 · answer #1 · answered by deanspurrier 3 · 0⤊ 0⤋
Under what circumstances? Did you pull out with one of your insured vehicles and hit the parked one? Your loss, you can't very well get damages from you to you.
Did someone go out of control on the road, come into your driveway and hit your parked car? Your insurance shouldn't matter then, since they would clearly be at fault.
Is it a shared driveway, and you were in the way?
Want to give more detail?
2007-03-17 10:48:51 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
If another car hit your uninsured car (you would be the claimant) then it would go on the other person's insurance.
If a part of the house or a tree fell on your car, it could be nder handled under the homeowner's insurance.
2007-03-17 12:32:15 · answer #3 · answered by Tee M 3 · 0⤊ 0⤋
Insurance of the person that hit your car will pay for it to get repaired.
2007-03-17 10:05:10 · answer #4 · answered by ♥tessa♥ 5 · 0⤊ 0⤋
If you know who hit it, you claim against them. If it is a hit-and-run, you call the police. Homeowner insurance will not cover your car.
2007-03-18 01:24:47 · answer #5 · answered by Fred C 7 · 0⤊ 0⤋
if , isn't a hit and run call the cop for a police report ,,boom you in the money -but the car has to be registered.
2007-03-17 09:59:13 · answer #6 · answered by widner a 1 · 0⤊ 0⤋
ask your agent if your home owners insurance covers the damage?
2007-03-17 09:54:06 · answer #7 · answered by ZRX1200 4 · 1⤊ 0⤋
do you know who did it? File a police report.
2007-03-17 09:57:50 · answer #8 · answered by Grand pa 7 · 0⤊ 0⤋
you didn't give much info. i guess call the bone yard
2007-03-17 09:52:45 · answer #9 · answered by Knows it all 2 · 0⤊ 0⤋