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They check to see if you have been good about paying your bills. They will check your credit score with one of the three agencies that keep track of that sort of thing. Any place that loans you money (auto loans, credit cards, mortgage, landlords) will typically report you payment records to the 3 agencies. stuff like how much, late or on time, early pay off, interest rates.

2007-03-17 00:27:28 · answer #1 · answered by vospire s 5 · 0 0

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2016-09-27 21:18:42 · answer #2 · answered by ? 3 · 0 0

By commercial I assume that you mean business? Business loans differ greatly from individual vehicle loans. They will check your business standing with your State, have you paid your taxes on time, do you have any lawsuits pending, have you been reported to the Better Business Bureau and have you had any problems with the State labor board.

2007-03-17 02:26:03 · answer #3 · answered by ? 7 · 0 0

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