I backed into a car under 3mph and there was costmetic damage on the other party's bumper, since it is minimal, I don't think it would be worth the cost of increased insurance for something so little.
2007-03-09 05:22:59 · 3 answers · asked by drag0nd 1 in Cars & Transportation ➔ Insurance & Registration
If the other driver will let you do that, then go for it. If the cost is below your deductible, it is probably better to go that way. Use a shop that they recommend in writing though, dont use your own place, because if they are not happy with the work they could sue you.
2007-03-09 05:26:47 · answer #1 · answered by Strategic Sourcing Expert 4 · 0⤊ 0⤋
You can pay for the damage yourself, without filing a claim on your insurance, it will likely raise your premium and overall rates. I believe the rule is if less than $250.00 you are not required to report to police, check your local/state laws to be sure.
2007-03-09 13:46:23 · answer #2 · answered by fisherwoman 6 · 0⤊ 0⤋
Yes.
I did it years ago to keep the thing off my record. The damage was about $500. For me it was worth it.
Good luck.
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2007-03-09 20:07:49 · answer #3 · answered by s2scrm 5 · 0⤊ 0⤋