2007-02-24 16:00:46 · 14 answers · asked by schmeeters 1 in Cars & Transportation ➔ Insurance & Registration
I'm assuming that you deserved the ticket - right? (sorry)
No.
BUT if your question is really 'will they find out?' then the answer to that is likely yes.
They will likely find out about it in any annual or semi annual review they do of all their policy holders. If it will affect the cost of your insurance, you will find that out at the next renewal when the price will either go up or they will decline your coverage (or do nothing at all).
One ticket alone is not likely to cause you a problem. But don't get another one. If this is not the first, consider traffic school. It won't get the item off your record but it will remove it from 'counting' toward losing your license.
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good luck
2007-02-24 16:04:44 · answer #1 · answered by ca_surveyor 7 · 0⤊ 0⤋
No, you don't have to tell your insurance company. Call the court and see if you can take the defensive driving class to have the ticket not show on your record. If so, take the class. And don't get another ticket. Usually, insurance companies will run your MVR about once every two years. If you have more than one regular traffic violation, they can cancel you or up your premium...or if you have one serious, such as a careless or reckless driving. So be good and be careful. Come to a full stop...i.e., make sure you have rollback. That is how the police judge a full stop...rollback.
2007-02-25 03:08:59 · answer #2 · answered by cmpbush 4 · 0⤊ 0⤋
- no need to tell, they will be informed . on the brighter side, your best bet is to pay the fine and spend a day at traffic school. that eight hours of quality time learning what you've unlearned pays off immensly. the ticket will not be put on your record, the insurance compay will not find out and you get to keep your record perfect, or at least not as impaired as before.
- in california the fine for running a red light, turning right on a red light when it's not legal, being photographed running a red light - is three hundred dollars. think about it - three hundred dollars. i should know, i've paid that amount twice. pay the fine , go to school and remember you've learned life's little lesson on the cheap.
nowadays, i always stop regardless how much of a hurry or how important things might be. it might be irritating to the people behind you, but when it gets down to it - those people will never ever pay for your tickets.
2007-02-25 01:29:48 · answer #3 · answered by 34pict3 3 · 0⤊ 0⤋
You can keep it off the books (I heard) for a while, like during the period of assessment when they reinsure you, by paying the fine plus an ADDITIONAL five dollars. You see, they don't have the software in place to send you change, go overpayment makes the case go into limbo until they figure out what to do with it.
This is something a guy I met at paralegal school told me, but I don't know whether it's true or not. If it was me, I'd pay the $5 to find out. It could be worth it.
2007-02-25 00:35:30 · answer #4 · answered by wo_manifest 4 · 0⤊ 0⤋
You don't have to tell your insurance company anything. But if you are found guilty of a moving violation (like running a stop sign) they are going to find out.
If you are convicted, let them know, looks better for you in the future. If you can get the charge reduced to a non moving violation, I wouldn't tell them a thing. Pay the fine and keep on trucking.
2007-02-25 00:43:07 · answer #5 · answered by Lemar J 6 · 0⤊ 0⤋
Not in Indiana and probably not in yours. I do suggest that you stop at all stop signs and save yourself some money. If you were at a cross street intersection, with only a two way stop, an accident could have happened.
2007-02-25 00:25:34 · answer #6 · answered by easstotts 3 · 0⤊ 0⤋
Just go to traffic school. If you don't, the point goes on your driving record, and they'll know anyway!
2007-02-25 04:56:19 · answer #7 · answered by Kasey C 7 · 0⤊ 0⤋
are you having to go to court? if so then they will learn about it anyway. if you dont have to go to court i would think not.
2007-02-25 00:08:37 · answer #8 · answered by Anonymous · 0⤊ 0⤋
No, but they will find out.
2007-02-25 00:06:35 · answer #9 · answered by cartiphilus 4 · 0⤊ 0⤋
you might need to because one way or another they will find out...
2007-02-25 00:04:49 · answer #10 · answered by becky_tubbs 1 · 0⤊ 2⤋