2007-02-24 00:16:21 · 4 answers · asked by Clint P 1 in Business & Finance ➔ Credit
Negative accounts stay on your record for 7 years, However if you dispute the account and they do not report back with in 30 days then the credit reporting agency will remove it. If you would like to learn how to repair your credit then visit:
http://www.thecreditrepairmanual.com
2007-02-24 02:11:23 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Depending on the item it can remain any where from seven years or more. For example, if it is a tax lien or judgment you can see it on your report 10 years down the road if not more. But on average, if you have a debt seven years or older,contact the credit bureaus directly and tell them. Sometimes all it takes is a call to get it off depending on the age of the debt. Trust me I know because I do own a credit repair business. Only hire one if you do not have the know how to do it yourself. And make sure that whomever you hire do things the legal way. For more info go to http:/www.newmillcredit.com
2007-02-24 01:16:51 · answer #2 · answered by cpaige517 2 · 0⤊ 0⤋
Seven years for a normal collection item, up to 10 years for a bankruptcy.
2007-02-24 00:46:17 · answer #3 · answered by Mariposa 7 · 0⤊ 0⤋
Hi!
Typically..it is seven years from the time you default.
I will warn you, though. Many companies play games..and it is important you have paperwork as far back as possible jsut in case.
2007-02-24 00:44:52 · answer #4 · answered by Anonymous · 0⤊ 0⤋