Car Insurance/homeowners insurance?

Question

Is Response Insurance a good company? I'm looking to lower my current rates with American Family. Response gave me some really good rate quotes.

Answer 1

You may get great rates with them but you might want to call Allstate. I have been with Allstate for 11 years now and if you go for so long without having a late payment they drop your rate and you can sign up for the rewards program which means for every year you don't have an accident you take $100 off of your deductible. They have a great roadside service plan and will pick you up or give you a tow and a rental car for free for any reason that your car has issues. They really are a great company. I have never heard of Responce but they may be a good company as well so you could call the Insurance Commission in your state and find out if there have been any problems with them and if they have made any attempts to break the laws when one of their drivers has had an accident.

Answer 2

At - INSUREDEAL.INFO- you can get quotes in just a few minutes

RE Car Insurance/homeowners insurance?

Is Response Insurance a good company? I'm looking to lower my current rates with American Family. Response gave me some really good rate quotes.

Answer 3

I suggest that you try this website where you can compare rates from the best companies: http://cheapinsurancequotes1.info/index.html?src=3YAafayoEtp28

RE :Car Insurance/homeowners insurance?
Is Response Insurance a good company? I'm looking to lower my current rates with American Family. Response gave me some really good rate quotes.
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Answer 4

Really depends. Those guys all take into consideration so many different factors so differently that if you are really shopping around, you have to shop around.

One company, with low rates, will like doing business in one state but doesn't want to in another and will charge accordingly (one company basically told me this when their car insurance rates were three times the average for NYC than what else I had seen).

Shop around, see if a company offers discounts for getting the two together (MetLife does, and my renters policy is almost free--near the same total annual premium. Geico doesn't).

As long as you do it during the same short period your credit history wont be so brutalized by all the checks as they realize you are shopping around.

Answer 5

Having tried to work with them regarding claims...I wouldn't go near them.

If you buy insurance based upon rates--you may be missing out. You need to compare POLICY TO POLICY, as not all policies cover the same things and not all policies cover YOUR SPECIFIC needs.

I used to work for Allstate and am still insured with Allstate....they're a bit more than AmFam in Vegas but I know what my policy covers and it suits my needs and the policy at AmFam doesn't even come close. So, I pay a bit more but I get what I need...instead of something I don't.

Answer 6

Off-brand name insurance companies are fine to save money -- as long as you never need to make a claim. Many of them make up for the rates by only covering 80% of the claim AFTER the deductable is paid, so you are out a lot of money. Stick with someone like State Farm, American Family, or All-State. Yes the rates are a little higher, but they have real-live local representatives, and they stand by you when you need them.

Answer 7

I work at an insurance agency selling company benefits and individual health, life, dental, disability, vision, vehicle, home, fire (etc) insurance, but I honestly have never heard of this company. Google them and check them out with the BBB (nationally). Check them out with AM Best also and see what they are rated. Anything less then a B and you should reconsider unless you know someone personally who has done business with them.

Answer 8

I think that this is a situation that requires more information. How old are you. Do you have a good driving record. Have you ever been evicted. Have you ever burned your house down, etc. Okay the last couple were a bit much but you get the point. I do know that if you hit up these sites, they are all about the quotes.

Answer 9

I have Farmers with my two cars and the house.So, far,so good. I had a couple of bad accidents and everything went fine. Try Farmers. I don't know.Here in Texas is good.Rates I wish I can tell ya, but every were is different.From make and year card to the house location and size.Check with your agent.