Bicycle Insurance?

Question

Where is the best/cheapest place in the UK to get (push) bike insurance?

I have ajust got a really good bike but not very clued up on them and am so scared of it getting nicked!!!

I dont have home contents insurance as I rent and dont cover whats in my room as the house policy is the landlords and dont think he would be willing to cover my bike for me

Hi Hustler,

I got a carrera through a friend who got it for about £200 but its worth double that. Great bike with disk breaks and front suspension and stuff.

I will get insurance for the bike individually just in case I move etc

Answer 1

http://www.cycleguard.co.uk/
http://www.eandl.co.uk/insurance/cycle
Are just two but be prepared to be ripped off, no cycle insurers are cheap. If I were you I would have a chat with the landlord and see if they could add your bike to their insurance and you pay the difference. Marks and Spencer are really good covering bikes but you need contents insurance through them.

Just had a thought there, if there was a fire/flood or something would your belongings be covered by your landllords insurance? He might only have the building covered. Get it checked out.

What bike did you end up getting?

Answer 2

In most cases it should be covered under your homeowners or renters insurance. If you are not sure that it is covered, call the company and ask them what it would take to get it covered, the additional payment for the coverage should be nominal.

Answer 3

Try cycleguard. Its prices are among the cheapest ones and coverage is good.

Answer 4

Try going to the place that you bought the bike from and asking if they supply insurance with their bikes. If in doubt, try Halfords or any other large bicycle chain.

http://www.halfords.com/webapp/wcs/stores/servlet/ProductDisplay?storeId=10001&langId=-1&catalogId=10151&productId=235701&categoryId=52212

Answer 5

Just put it on your household contents policy - it will only cost you about a tenner tops.