No one has been found for the crime tho they did burgle a house to get the car keys
2007-01-15 00:58:21 · 12 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
You will have to check with your insurance agent. Some policies are based on the policyholder's liability and some are based on claims made.
In this case you are not liable, but you still have to make a claim. Owning a car is always an expense.
2007-01-15 01:06:25 · answer #1 · answered by regerugged 7 · 0⤊ 0⤋
Not if you go through the correct procedures, and the owners of the stolen car are known.
You will need to claim for your excess direct from the insurance of the owners of the car that was stolen, and make sure that your insurance company is aware when you are successful (use their legal service if possible, or if you are an RAC, AA or Which? member, use their legal services).
The claim is then referred to as a "full recovery" claim (i.e. you recovered all your losses, including the excess), and will not affect your no-claims bonus. You will still have to report the incident when renewing your insurance, but if you use the phrase "full recovery" it should not affect your premium.
2007-01-15 01:08:07 · answer #2 · answered by Neil 7 · 0⤊ 0⤋
I'm not a motorist, but I suppose if you make an insurance claim you will lose the no-claims bonus. It does seem unfair, however, because nothing that happened was your fault. A *very* understanding insurance company might give you some kind of leeway.
2007-01-15 01:09:00 · answer #3 · answered by Anonymous · 0⤊ 0⤋
you r better of payin 4 it yourself than claiming i would only ever claim if my car was a right off because the amount you pay 4 the car 2 get fixed will probably be cheaper than if you claim as it will rise in price next time you have 2 pay your insurance preminium and just ignore them on here how is it your fault if the car was parked
2007-01-15 01:08:59 · answer #4 · answered by ♥ღ☆ shoesaholic ☆ღ♥ 4 · 0⤊ 0⤋
There is a procedure for this, tho' I can't remember what it's called. There's some sort of pool the insurers can tap. When you report the accident to your insurers, make sure you emphasise that it was NOT your fault & they may be able to do something. Can't be guaranteed though.
2007-01-15 01:47:47 · answer #5 · answered by champer 7 · 0⤊ 0⤋
i changed into in an same problem at the same time as my motor vehicle changed into stolen. however, i changed into not allowed to cancel the 12month settlement and besides the actual incontrovertible fact that had no motor vehicle nonetheless had to pay out the settlement. you have not made a declare so received't have lost your bonus. be sure the coverage company have written to you explaining the rebate you've, then you received't haev any issues.
2016-12-02 07:25:06 · answer #6 · answered by ? 4 · 0⤊ 0⤋
No you will not if you are not in the vehicle at time of impact your insurance will foot the bill and you will not even have to pay your excess if your insurance tells you that you are liable then get in touch with trade and standards they will tell you how to go about it also tell the insurance you will be getting your lawyer involved if it cant be sorted out amicably.
2007-01-15 01:13:15 · answer #7 · answered by QUINNY 1 · 0⤊ 0⤋
find out if you have protected no claims
2007-01-15 01:08:50 · answer #8 · answered by ecb 2 · 0⤊ 0⤋
Yes. It's still part your fault.
2007-01-15 01:02:20 · answer #9 · answered by substance_of_desire 3 · 0⤊ 0⤋
yes if you make a claim....doh
2007-01-15 01:02:03 · answer #10 · answered by Anonymous · 2⤊ 0⤋