Can you use a Visa Debit Card as a credit card?

Question

I wanted to know if I could use my Simon Gift Card, which says Visa on it, then debit on it, to order things online, like you'd use a credit card? And if you don't know how would I go about finding out?

Answer 1

Yes, you can use it just like a credit card as long as you have the money in the account to cover it. I use mine all the time.

Answer 2

You shouldn't have any problem with using a Visa Debit card as a Credit Card. Especially for online purchases. I hear people say some places don't take debit cards, but I don't know anyplace that doesn't.

Answer 3

Yes you can, some places don't accept debit cards, you sign for it like a credit card but it comes out of your account same as a debit. There is no credit adding up.


For some reason, your whole queston didn't come up before. I thought it was a debit card coming out of your savings or checking account. I don't know if the same holds true for that card you have or not, sorry for wasting your time.

Answer 4

I do it all the time and never have any problems. As long as you have sufficient funds on your checking account that the card is linked to, you won't have any problems. Merchants don't really care if it's a debit or credit, but what worries them about debit cards is that it is like writing a check, and if there are insufficient funds, it's like handing them a rubber check which causes them to lose money for trying to cash it.

Answer 5

you can use a visa 'debit' card the same as a visa 'credit' card - except - that it uses funds you already have in your account - it debits $ from what you have. it DOES NOT give you credit.

Answer 6

Its the same thing.

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