2006-12-30 03:00:37 · 6 answers · asked by fongwongdong 1 in Business & Finance ➔ Credit
pay down credit cards
2006-12-30 03:05:06 · answer #1 · answered by Anonymous · 0⤊ 0⤋
One of the best way is to pay your bills on time each month. Do not go over your credit limits. If you are planning on making a large purchase, call before and ask for your credit limit to be increased.
The way that I increased my FICO score was to pay more than the amount required on the statement each month. If the minimum payment was $50, I would send in $75 or $100. In the computer system this would indicate that I was paying more then requested. Month after month this indicated that I was an excellent customer.
You can also request for your interest rate to be lowered. They do not volunteer to tell you this, you learn through experience.
2006-12-30 11:09:14 · answer #2 · answered by D S 4 · 0⤊ 0⤋
If you have alot of credit card accounts open close some of those that have zero balances. Look over the inquiries that are on your report and call the creditor(s) asking if they will remove them. Any derogatory account nformation you might have can sometimes be negotiated with the creditor also.
Pay down or pay off some your balances
Discontinue using your cards, at least for the time being.....
2006-12-30 11:08:33 · answer #3 · answered by Incognito 6 · 0⤊ 0⤋
basically what they said, you need to pay off all your dept and keep payments on time, but never get anything you can't afford in the long run, even if your approved, like a new car that's holy expensive, let's say you get approved, but keep in mind everything else you have to pay, prioritize.
2006-12-30 11:11:44 · answer #4 · answered by Jackie 2 · 0⤊ 0⤋
Paying your bills on time. Paying more than the minimum balance.
2006-12-30 11:04:53 · answer #5 · answered by Mimi 6 · 0⤊ 0⤋
get more credit to add to your credit history.
2007-01-03 01:13:33 · answer #6 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋