I am 20, graphics designer, earning in well. But I have bad habit of spending money and not to save money. Whatever I earn, I spend in smoking and movies. I am alone, when I was 10, I have lost my parent. Please Help Me. I have been insulted almost all the time for this bad habit, by friend and others. Please Help Me. How do u all save ur money. I don't know why but I don't care of money, I don't love money. But Now when I have no money, I realise my mistake. But don't know any thing about money management. Please Help.
2006-12-30 00:22:19 · 4 answers · asked by smart devil 1 in Health ➔ Mental Health
Make a budget. Figure out what you can afford to spend on entertainment after paying all your other bills. If this still doesn't work, you might think about having a friend/family member hold your $ for you. I've found that not having a debit card and having to physically go to the bank to get $ helps me to not spend as much. Cut up your credit cards.
2006-12-30 00:47:33 · answer #1 · answered by craftgirl03 3 · 2⤊ 0⤋
Honey, I am the queen of spending, but usually on others...it is a fun habit,...and it is your money...all it takes is a little goal and use your head...I started asking myself, each time I went to buy something, do i REALLY need it? And also, I put money away first, and leave myself an amount to blow..so you have the best of both worlds..at least I know one thing, you're not cheap...I am one of the most generous tippers around, and would give the shirt off my back to anyone who asked...I don't love money either, and that is where the trick comes in..I believe that money is the root of all evil, and some people are smart with it, and others' worship it...so find a happy boundary, save part of it, and spend what you want...I am sorry about your parent, but that hasn't got anything to do with your generousity I don't think...I just think you are a person who, as you say, don't love money...open a little savings account, and put half of what you were going to spend in it every pay day,...and forget about it...God bless you and have a wonderful life!
2006-12-30 08:50:07 · answer #2 · answered by MotherKittyKat 7 · 1⤊ 0⤋
Not so bad as it sounds.Thanks God you are working.You are having stress.Stop smolking and spend some time with none smoker friends.Instead of smoking go out for a walk this will do you good and fresh air is still free. Try eating more fruit and vegetables and do not go to movies or by every dvd for music.
You have only to blame your self and not your past.You are what you make of your self.Try puting some money in bank of your salary.buy some thing for your future home .You will be more respected with friends being none smoker.
eat healthy foods ,simple ,less ,drink plenty water,sleep well and do lot of walking and you will be a happy person.I hope you do some thing about this now or you will not be a friend of any one.See how you get on within a month.Promise this your self for new year and hope within 30 days you will be better and have few pennies in your pocket.If you still habe problem do write tio me.
2006-12-30 09:21:44 · answer #3 · answered by Bikram rai 6 · 0⤊ 0⤋
Do you have a thing called a Christmas club at your local banks they save your money all year and I don't think you can collect it til next November?? Maybe that would help a little pump a fair bit in it out of your pay and there you go savings do something good with besides waste
2006-12-30 08:57:28 · answer #4 · answered by deb m 4 · 0⤊ 0⤋