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2006-12-20 09:36:54 · 10 answers · asked by adonis seeker 1 in Business & Finance Credit

10 answers

There is no difference between rights to call your cell phone vs. your home phone.

HOWEVER, keep in mind that you are protected from "inconvenient" phone calls made to any number, including your cell phone, home phone, neighbor and employer. You may notify the collector that their calls to "any telephone number" regarding your debt is inconvenient, and that they must immediately "cease and desist all telephone calls" to avoid a civil lawsuit.

These rights are granted as a part of the Fair Debt Collection Practices Act.

2006-12-20 10:08:46 · answer #1 · answered by Anonymous · 0 0

There are no laws. A collector can call you on any phone. Why would a cell phone be any different from any other phone?

2006-12-22 16:16:58 · answer #2 · answered by luciousgreeneyedlady 5 · 0 0

Under the FCRA you can get a collector to stop contacting you, period. Simply write a one-sentence "cease and desist" letter (C&D) which says: "According to my rights under the FCRA I am charging you to stop contacting me about this debt in any way, shape or form." If they contact you again, except to tell you they are suing you, they are breaking the law.

2006-12-20 12:03:31 · answer #3 · answered by Kevin K 3 · 0 0

well you could call them and ask for it i think thats about the only way to get it, while you on the phone you could have the person your talking to look into your account to find out why they say that you owe them money.

2016-05-23 01:58:21 · answer #4 · answered by Anonymous · 0 0

My best guess is that if you write a registered letter and tell them to quit calling you they would have to stop. They can always write you but you do not have to open letters

2006-12-20 09:41:46 · answer #5 · answered by rallman@sbcglobal.net 5 · 0 0

They can call your cell phone just as it were your regular telephone.

2006-12-20 09:38:46 · answer #6 · answered by karespromise 4 · 1 0

The same as they are for land lines. They call whenever they want, regardless of if you tell them not to.

2006-12-20 09:43:09 · answer #7 · answered by Anonymous · 0 0

Ain't it a b%tch when the people YOU stiffed call you on your personal line about the money YOU owe them?

The nerve!!!!!

2006-12-21 06:59:11 · answer #8 · answered by DaMan 5 · 0 0

They can call you.

2006-12-20 09:38:49 · answer #9 · answered by Blunt Honesty 7 · 0 0

dont give out your number than you wont have the problem

2006-12-20 09:37:39 · answer #10 · answered by Anonymous · 1 0

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