we opened an account. this business allowed someone else to bill to our account. now we have a balance thats almost 6000 but that is including the 3000 worth of materials we had ordered. we had no idea this was going on until we got the bill..now we have the receipts w/ this guys signature on it but the business is going after us even though they knew it was not my husband that had placed the order. nor did they call us to verify if this was cool. .. They say its not there place to verify orders?? I thought now days all business were to verify ...they check your ID every time u write a check or ask for an id on credit cards. ..so why would they not allow this on a business account? please help. we have warrants issued for this guy but we are sure he has left the state but now this business has contacted their attorney in regards to a bill that we did not sign off on. ..
2006-12-20 07:15:51 · 4 answers · asked by Wendy F 1 in Business & Finance ➔ Credit
ok let me add this into it also. ..we went to the place of business. ..we reported it to the law. ..we have been on the phone all day trying to locate an attorney that will review the info. ..
we have a police report. the business gave us copies of this mans signature on my husbands account. ..
But we were served w/ papers today stating that if we do not pay in 10 days the total amount due that they will have no choice but to ask us to pay intrest on the account, pay attorney fees, and the total amount due. ...
The account is not even 30 days old. .I told them that they were responsable for this.
Now after all the stress of it my husband wants to just pay it in full and try to locate this criminal & take him to court. He just wants to be done w/ it. I think the company should write it off as a loss since they did not think it was their job to verify peoples accounts. ..
2006-12-20 07:53:52 · update #1
That is fraud. You are NOT accountable for this. The merchant has to take the loss.
2006-12-20 10:07:52 · answer #1 · answered by Anonymous · 0⤊ 0⤋
It's called fraud.......as long as you have filed a police report....and filed an Affidavit that the signature on the receipt is not affiliated w/ you or approved by the authorized signers of the account.....you don't owe them anything......however, it is up to you to prove your case against the store......
You can settle it in small claims given the amount......Send a demand letter to the the vendor that they remove the disputed amount.....that starts the legal clock.
2006-12-20 15:30:29 · answer #2 · answered by Paula M 5 · 0⤊ 0⤋
Paula M said it is up to you to prove your case against the store. The reverse is true. The store is trying to collect on charges to your account. They have to prove they had reason to believe the charges were authorized. If they can't produce a document stating the person that signed the receipts was authorized to use your account, the court must assume the charges are not authorized.
2006-12-20 19:17:44 · answer #3 · answered by STEVEN F 7 · 0⤊ 0⤋
Get a lawyer to help you out.
2006-12-20 15:18:03 · answer #4 · answered by Anonymous · 0⤊ 0⤋