2006-12-20 05:09:16 · 18 answers · asked by graham e 1 in Cars & Transportation ➔ Insurance & Registration
Are you working for a company that requires you to drive for them? If so their insurance should automatically cover you - Any driver driving with the owners consent. But if you are looking to insure a vehicle soley in your name, you better win the lottery first. You could try sitting the advanced driving test, which I think you have to take within a year of passing your original driving test. ( cant think of the name of it off hand, ask a driving instructor) But quite a few insurance companies will give you a huge discount for having this extra certificate.
2006-12-21 07:56:49 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Depending upon where you live, you might find that the insurance companies have a minimum age of 25 for commercial vehicle insurance. If they don't, then it is going to be very expensive since you are a new driver with no record. It might be worth your while to get on as a driver with someone who has several vans and drive for them for a while in order to establish your own record. If you are only talking a utility van or small truck (under 5 t) then you probably won't need a CDL (commercial driver's licence).
Good luck, the business can be cut throat.
2006-12-20 05:20:02 · answer #2 · answered by St N 7 · 0⤊ 0⤋
Fraid not. You have to be at least 21 to be included on Commercial Insurance, or have been driving for 3 years with a completely clean licence.
My Dad works with a 25 year old, and Insurance Company will NOT accept the 25 year old to drive the company vans that tow trailers until he has had a clean licence for 3 years.
2006-12-20 21:38:56 · answer #3 · answered by k 7 · 0⤊ 0⤋
It depends on the company insurance policy.
I had my commercial insurance policy at 16.
And actually when I bought a new truck it was cheaper insuring it on my commercial policy than a personal policy. $3000 annually or $1200....
Commerical policies are rated knowing that there will be a wide variety of drivers, so it is more expensive for low risk drivers than a personal policy, but cheaper for high risk drivers (such as males under 25).
2006-12-20 05:17:10 · answer #4 · answered by CP 4 · 0⤊ 0⤋
This depends on the insurer, and whether its a policy you will hold yourself or whether you are going to driver for a company. Most companies will not employ drivers under the age of 21 as the insurer will not take the risk, just a case of looking around and seeing what you can find, if its your vehicle then try confused.com, they are pretty good!
2006-12-21 02:12:14 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Yes you can get insured for any vehicle under 3.5 tonnes .
If you want to drive larger van`s then you need to re sit your test again for the different class !
2006-12-20 07:11:56 · answer #6 · answered by charlotterobo 4 · 1⤊ 0⤋
Yes if your licence is valid to drive it will be able to insure it but at a price
2006-12-21 00:57:49 · answer #7 · answered by The Fat Controller 5 · 0⤊ 0⤋
Don't know for certain, but I would check with different Insurance companies and as. I would imagine your rate will be very very high at your age.
2006-12-20 05:16:56 · answer #8 · answered by nickle 5 · 0⤊ 0⤋
If you go to dmv and ask for cdl manual test book and study it couple weeks and pass the test yes.
2006-12-20 05:11:16 · answer #9 · answered by Anonymous · 0⤊ 0⤋
? Get your parents to insure it and put you on the policy as a named driver?
2006-12-20 05:26:03 · answer #10 · answered by Anonymous · 0⤊ 0⤋