You don't have to tell your insurance company about DR10 after 5 years - Rehabilitation of Offenders Act. So why is it that you can insure your own car without any problems, but you are unable to hire a car because of the DR10? Are hire car companies above the law?
2006-12-20 00:59:40 · 8 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
You are wrong in your assumption that you do not have to disclose it to your insurance !
Every insurer ask`s the question`s " Have you any motoring conviction`s in the last 5 years "
followed by "Have you EVER been convicted of drink driving "
The fact you have obviously not told your insurer`s of this makes your insurance void !
The rehabilitation of offender`s act does not even come into it !
And who in the right mind would want to hire a car to a person with a DR10 anyway the reason a DR10 stop`s on your licence for so long is to punish you for the offence long after it has happened and to remind you of not to be so stupid as to drink drive again !!!!!!!!
2006-12-20 01:11:09 · answer #1 · answered by charlotterobo 4 · 1⤊ 0⤋
Different insurers require different information. My partner had a DR10 and after 5 years DID NOT have to mention it when applying for insurance. For example, Tesco ask 'any motoring convictions in last 5 years'. Contrary to what someone else said, they do not all ask if you have EVER been convicted for drink driving.
Hire companies may also have different rules with regards to this. Shop around and see how you get on. For example some hire companies will not hire to under 25's, some do. It depends on their own insurers. My partner is now on the company car insurance which uses hire companies.
To all the narrow minded people saying 'why would anyone want to insure someome with a DR10?' please grow up. Everyone deserves a 2nd chance. Alcoholism is an illness and although the consequences can be devestating through drink driving, they can also in people with mental health problems (where they go out and kill people through their illness). Should we lock them up forever just in case? No.
My partner had to go through hell to get his driving licence back after his DR10 and he is now totally safe and wouldn't dream of getting behind the wheel if he had been drinking. I am all for giving people a second chance because people can change.
Good luck.
2006-12-20 01:33:25 · answer #2 · answered by Michelle H 1 · 3⤊ 1⤋
Car Hire companies will not hire to DR convictions. you have to produce your licence when renting and it will show. The only way to get around this is when the DR10 expires apply for a new/replacement/lost licience and any out of date convictions will be removed automatically. Insurance companies have differant rules they ask for accidents or convictions in the past 3 or 5 years. You could lie to them about this but you will find yourself without insurance if it ever came to light if you had to claim, and you would be in a worse predicament - not advisable.
2006-12-21 08:21:31 · answer #3 · answered by Anonymous · 1⤊ 0⤋
It's really just a matter of risk and return.
A car rental company is giving you a £10K value car for a price from as low as £15-£20 per day. This price does not vary based on previous convictions, they either rent to you at that price or refuse to rent. They do not alter the price.
An insurance company is able to charge you a much higher premium for your insurance based on your previous conviction history. The impact of points or a previous ban can be very high.
If you want to hire a car try the smaller local owner-operated companies. They might be willing to rent to you at a higher price or stand the risk based on there assessment of you.
2006-12-20 04:09:05 · answer #4 · answered by lolmarlor 2 · 0⤊ 0⤋
Hey, UK Solicitor! Try learing to spell!
OK, alcoholism may be a disease but the choice to drink drive is not. An epileptic sould not drive when they feel a seizure coming on and a drunk should not drive when drunk.
Personally, it should be a one-strike issue. Drink-drive once, walk for life. The reduction in the carnage on our roads would be stunning. (And I'm not some tee-total wonk. I just don't drink and drive -- taxi, bus, walk, designated driver, whatever it takes.)
2006-12-20 03:16:56 · answer #5 · answered by Bostonian In MO 7 · 0⤊ 1⤋
you can only hire a car after the 11 years its on your licence for,,
2006-12-20 04:17:08 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Thye can set what rules they like, as long as they are reasonable. After all, it's THEIR car.
2006-12-20 05:12:32 · answer #7 · answered by champer 7 · 0⤊ 0⤋
Charlotte is correct as is her spelling !!!
2006-12-20 20:51:47 · answer #8 · answered by The Fat Controller 5 · 1⤊ 1⤋