why is it they say "get your free copy of your credit report" but you get there and they want money for becoming a member i dont want to be a member i just want to know my credit score
2006-12-20 00:37:07 · 11 answers · asked by livewire732000 2 in Business & Finance ➔ Credit
order it from annualcreditreport.com or just call them at 877.322.8228
I just ordered mine.
2006-12-20 00:40:03 · answer #1 · answered by baz 4 · 1⤊ 0⤋
I'm told that you can get it for free if you dig enough.
Otherwise, contact the big 3 credit reporting agencies directly, and ask them how you can get your free credit report, as mandated by congress.
But this is a pretty important thing to know these days, what with identity theft, high interest fees, etc. If you can't find the free link in a reasonable amount of time, it's probably worth it to just spend a few dollars to find out what your report shows, rather than spend hours searching for the way to get the free report.
2006-12-20 00:41:39 · answer #2 · answered by Ralfcoder 7 · 0⤊ 0⤋
Your credit report is available from the 3 credit reporting agencies to you for FREE at http://www.annualcreditreport.com/ every 12 months. However, you are asking about a credit score and that will cost an additional $7 or so. If you want, you can go to http://www.myfico.com/ and sign up for the 30 day trial for FREE. They will ask for your cc #, but you can cancel it prior to the 30 days and will pay $0. I have done this and know this first hand. Just make sure you cancel it.
2006-12-20 01:15:48 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You can get a copy of you credit report to the 3 major bureaus, Equifax, Experian, and TransUnion,. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months.
2006-12-20 04:06:59 · answer #4 · answered by aleish 2 · 0⤊ 1⤋
www.annualcreditreport.com or visit the three bureau's websites individually. AnnualCreditReport.com is a website created by all three of the bureaus after being ordered by the US Supreme Court to give consumers an easily accessible place to obtain their reports.
The reports are free (one from each bureau within each calendar year) but the scores are not.
2006-12-20 06:21:57 · answer #5 · answered by dougzinboston 4 · 0⤊ 0⤋
www.creditexpert.com
This website is ran by Experian. You can not only get your free credit report any time you want it and set up email alerts, but you can also track what is on your credit report and see your credit score for free. If you want you can buy credit reports from all three reporters for less than $40.
2006-12-20 02:04:03 · answer #6 · answered by jkaaz101406 2 · 0⤊ 1⤋
There is a website where you can go and you are supposed to get one report free per year. www.annualcreditreport.com I think it is.
2006-12-20 00:39:36 · answer #7 · answered by Rod Rod Go 6 · 0⤊ 0⤋
I know that www.freecreditreport.com will give you the first one free if you take advantage of their trial of triple advantage.
2006-12-20 01:23:37 · answer #8 · answered by Jeremy 4 · 0⤊ 1⤋
Did you look at this site?
https://www.annualcreditreport.com/cra/index.jsp
2006-12-27 08:36:09 · answer #9 · answered by newyorkgal71 7 · 0⤊ 0⤋
if i spelt it rong then my bad.
2006-12-20 00:39:50 · answer #10 · answered by Anonymous · 0⤊ 1⤋