I let my sister drive my car when her license is suspended. The car is in my name and the insurance is in both of our names. Can I get in trouble by the police if she gets pulled over, and for what?
2006-12-01 16:16:47 · 18 answers · asked by sheri 1 in Cars & Transportation ➔ Insurance & Registration
Also, I believe the answer would be different if I said I was not aware that she was using my car at the time...
2006-12-01 16:30:15 · update #1
This is in the state of Pennsylvania
2006-12-01 16:30:55 · update #2
Here's the deal -- if your sister is pulled over and she's driving on a suspended license, she'll get a "major" violation (in terms of point value against her license and your insurance policy, which is the equivalent of a DUI) called "driving on a suspended license." When combined with her license suspension, and whatever else she did to get her license suspended, your insurance rats will jump up.
If your insurer finds out she has a suspended license, they may mid-term cancel or non-renew your coverage; it depends upon the company. I'm not intimitely familar with the rules and regs for PA, but I do know it is a high regulated insurance market.
If she is in an accident and is driving on a suspended license, I believe most insurers will mid-term cancel or non-renew your coverage. Unless you purchased insurance from a purely non-standard carrier with an unusual contract, your insurance company will pay for the claim should your sister have an accident (contrary to what a couple of folks said earlier). They are contractually obligated to pay irrespective of the status of your license (again, read your contract).
Will you get in trouble with the police? No. Your insurance company? Probably. Don't let your sister drive!
2006-12-02 00:26:31 · answer #1 · answered by cassee_ame 2 · 0⤊ 0⤋
You are liable if she is in an accident for any damages; a suit would be in both of your names and the insurance company would have the right to deny coverage for an at risk driver having been allowed to drive the vehicle. The fact that she was driving while rights were suspended negated her coverage and makes you fully liable as the owner of the vehicle. You are supposed to be responsible for making sure that only safe and responsible drivers are allowed to operate your vehicle. Plus, your vehicle could be impounded and, in some cases, seized!
2006-12-02 01:25:37 · answer #2 · answered by cmpbush 4 · 0⤊ 0⤋
In most states, a person can own a car whether they have a license...or even whether they can drive at all. I live in KS, and an infant can be the owner of a vehicle...they just can't drive it.
So, yes, your sister should be able to drive your car with no problems, as long as you have valid insurance.
2006-12-01 23:46:36 · answer #3 · answered by gg 7 · 0⤊ 0⤋
Since the car is in your name, you will be responsible for what ever the car does. Insurance will drop you and most likely will not cover any damages. Depending on what your sister is suspended for, you could lose the car altogether.
2006-12-02 18:59:05 · answer #4 · answered by crashguy351 2 · 0⤊ 0⤋
Not only will your sister be in trouble for driving without a license, if she causes an accident, you as the owner of the vehicle are liable for any damages and will be brought into any future lawsuits. Trust me it's not worth it, tell her to get her license cleared up and start driving more responsibly!!
2006-12-01 16:43:16 · answer #5 · answered by kittiek20 2 · 1⤊ 0⤋
If something does happen while she is driving, just play dumb that you were not aware. What else can you say? You gave her promision hahaha no you told her not to no Either way she will be in trouble and you will be free to help her out. What ever you do dont let her use your licence, i know this sounds silly but i know of a situation when one brother let another brother use his and has still not cleared his record.
2006-12-02 02:15:16 · answer #6 · answered by wideyedopen 1 · 0⤊ 0⤋
Yes, you will be in trouble - either suspended license yourself or a fine.
If she does get in an accident, you are also liable for the damages she causes - even if insurance won't cover her driving.
2006-12-01 16:36:17 · answer #7 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋
If something happened the police would probably end up with the car and the insurance company would drop you. Ultimately it would be your sister's responsibility
2006-12-01 16:21:18 · answer #8 · answered by rockydriver22 5 · 0⤊ 0⤋
yes you can ,,and if she hits anything or hurts anyone ,you wont ever be able to own anything the rest of your life,,I'm not kidding,you you can be sued for all future earnings,if she gets in an accident,is it worth it,letting her drive,,it may sound harsh now,but wait till someone gets hurt or there's property damage done,and then you,ll wish you hadn't done this,,good luck,i hope this help,s.,,PS ,the insurance also is no good on her until her license are restored back.
2006-12-01 16:29:41 · answer #9 · answered by dodge man 7 · 0⤊ 1⤋
you had better play dumb and say you didn't know she was suspended if they find out you could have your car impounded.and you could lose lose your lic. for a while and your insurance would put you in a risk pool bud it's not worth it .
2006-12-01 16:22:44 · answer #10 · answered by dalecollins64 4 · 0⤊ 0⤋