99 gs lexus hit a deer $8500 worth of damage so far the wreckage company did not even check the engine believe my car is worth 12,000 private sell 15,000 retail not sure why it is not total out. I am concern that it will cause me so many problems when i get it back with the computer in the car.
2006-12-01 13:26:12 · 10 answers · asked by Girl 2 in Cars & Transportation ➔ Insurance & Registration
$8,500.00 isn't even 60% of the value. Most states require a vehicle be declared a total at 70 - 80% of the actual cash value, some states will allow a car to be repaired up to 99%. If your car is repaired by a top-notch collision repairer you should have no problems in the future.
2006-12-01 14:23:13 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Take 15 minutes to *read* your policy to figure out what is their procedure in paying a claim, when a car is considered a total loss, how the value is determined. Also take a look at whether they guarantee the repairs done, for how long? Labor and Parts are often separated. Indeed handling of a claim is what separates great and average insurance companies, don't buy a policy based on price alone.
2006-12-02 03:09:45 · answer #2 · answered by Kshaw5 3 · 0⤊ 0⤋
For a car to be totalled the amount of the damage needs to excede the blue book value of the car.
2006-12-01 13:33:46 · answer #3 · answered by Chu 1 · 0⤊ 0⤋
That is a very good question, considering I only hit a tree, about 6 curbs, and o yea, another curb. In a MERCURY SABLE!! And they totaled my car. I got 1800 for it and GOD KNOWS WHY I got a Ford Taurus. I would have been better off keeping the totaled Sable. LMAO.
2006-12-01 13:35:20 · answer #4 · answered by Rob 2 · 1⤊ 0⤋
It could be close, but not quite, who knows? Ask your adjuster. They go by Actual Cash Value, and won't total it unless the damages are 75-80% of that amount.
2006-12-02 03:56:04 · answer #5 · answered by Chris 5 · 0⤊ 0⤋
because it's cheaper to fix your car then to give you the 12 to 15 you expect. Get a better car insurance company (pay more for it) and they will total it
2006-12-01 13:32:48 · answer #6 · answered by stevieeee12000 2 · 0⤊ 1⤋
the car is worth more then the damage done to it
and yes like the last answer if your not 100% Happy just let them no
2006-12-01 14:08:13 · answer #7 · answered by davedebo198305 4 · 0⤊ 1⤋
the value of the car is high,when you get it back you have to be 100% happy or you do not have to keep it,,call your ins co and tell then.
2006-12-01 13:37:27 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Good question..Ask the insurance co why they didn't total it..
2006-12-01 13:32:48 · answer #9 · answered by Anonymous · 0⤊ 0⤋
12000
-8500
=3500 in. will not pay dif.
2006-12-01 15:14:24 · answer #10 · answered by Anonymous · 0⤊ 0⤋