Auto injury settlement?

Question

I was in an auto accident a little more than 2 years ago(not at fault). I was taken in the ambulance, and after an MRI was diagnosed with a herniated disc on my L5-S1. I have been in constant pain since the date of the accident and have received just about every type of treatment there is. I have done physical therapy, chiropractor, acupuncture, 2 different sets of injections in to the disc, and spinal rehabilitation. Nothing has worked. My lawyer is suing my insurance under my underinsured motorist for 300,000. And he is also suing the other driver's insurance for 100,000. How much do you think I can expect?

I was 18 years old at the time, and never had back problems... until then.

I know my medical bills arent going to be too much, because I did have medical insurance with my auto policy for 15,000 which i exhausted. I was also recieving disability checks (I havent been able to work since the day of the accident)from my insurance which also exhausted out at 15,000.

Answer 1

How do you claim to have come by a herniated disc from an auto accident so low in your spine?
If you claimed a neck injury I could understand that.
Suing your insurance? Good luck with that.


PS:
OK, there is a possibility I might be wrong, sorry if that is the case. :)
I have had a herniated disc, l5-S1 too, I had surgery on it twenty years ago and it helped very much.

Answer 2

Ugh! I am so tired of people not telling us where these accidents happened and where the suit was filed, among other things. I'm not mad at you, but this is about the 5th question I've answered, or tried to answer, this week asking this.

Really though, your attorney should be able to tell you how much you can expect to get. That's what you're paying him (eventually) to do. Also, just keep in mind, no matter what number someone throws out at you, at the end of the day no one can predict what a judge or jury will do. It's a big fat crap shoot!

Here's my 2 cents as well- it's not common to see a low back herniation in an auto accident because the low back is so much better protected in the seat than the neck is- but you didn't say what kind of accident you had or anything, so I won't question it as being related.

Answer 3

I was in a wreck 2 yrs ago..finally got to doing the depostion. What ever your lawyer gets you, all your medical bills and your lawyer fees will come out of that money as well. Your lawyer may not get what he/she is asking for but will try. You need to know what % your lawyer gets and how much all your medical bills are then that will give you some idea.

Message to Scott.. you can get a herniated disc in your neck as well as you back. I have both, my driver seat broke on impact when I was hit from behind. Unless you have been thru it...you shouldn't judge..