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will this entitle me to some of the vehicles stated on back?And Im finding it hard to get insured my companies as I have my provisional so long without passing even though my girlfriend has been driving for 25 years.12 years ago got a years insurance well cheap.Does it depend on where you look?Or have things changed?

2006-12-01 06:26:43 · 9 answers · asked by pisspot 1 in Cars & Transportation Insurance & Registration

9 answers

Your Provisional entitles you to drive whatever categories it shows until the expiry date stated, but only as a learner with authorised "co-pilot" (ie qualified to teach or someone 21+ with 3 years full licence)
You can get insurance for this but it would be cheaper to be named on your partner's and get insurance in your own name once you pass.
Good luck!

2006-12-01 06:33:06 · answer #1 · answered by frenziedmonkey 3 · 0 0

Your provisional licence is invalid after the expiry date printed on the licence.
If you have not passed a driving test you CANNOT drive any vehicle unless you hold a CURRENT provisioanl driving licence and are supervised by a full licence holder for that class of vehicle. And you must display L-plates at all times when you are driving! The only exception to being supervised is when riding a solo motor bike under 125cc ... and the ONLY class of passenger you can carry is the holder of a full motor bike licence! (And you will probably find that some classes of vehicles that you're entitled to learn to drive on will have changed since 1988 ... for instance the motor bike capacity has come down.)
There is no "grandfathering" or exemption from taking a test because of the length of time that you've held the provisional licence! Since the end of World War 2 you MUST take a driving test to drive a car, van, truck, bus, etc.
Not only are you are breaking the law if you drive a vehicle on a provisional licence and aren't supervised by a full licence holder, you will find that your car insurance will be void. (No matter how good a deal you think you got!!!)
The insurance company will not pay out for any damage to your car if an accident is your fault, although it is duty-bound to pay for damage to the other car.
You may also find that if the accident is the other driver's fault his/her insurance will not pay for your damage and/or injuries if you are driving unaccompanied. Their quite justified argument is that you shouldn't have been on the road in the first place!!! And if your injury stops you working you can forget any megga payout for injuries received ... you'll have to struggle on Incapacity Benefit!
Do it right! If you want to drive pass a test. If you don't want to pass a test then get yourself on public transport!

2006-12-01 13:15:22 · answer #2 · answered by Tony S 1 · 1 0

If you have been driving without a full licence then you will get into to trouble when caught. As for once getting insurance 12 years ago - it was cheaper then, no doubt, but times change as has the century! You need to sit a theory test and a practical test. As for your girlfriend driving for 25 years. What has that got to do with you? Her licence is her's not yours! If she has been driving with a provisional all these years she is bloody lucky not to have been pulled by the police. Both of you could get up to six points and a fine or if the judge is feeling particularly vengeful - banged up. Sort yourselves out.

2006-12-01 10:00:25 · answer #3 · answered by DeeDee 4 · 0 0

Learner drivers and new drivers tend to stand out by the way they drive nervously and do so even more when being followed by a Police car. The chances of her being stopped are actually very high. Driving other than in accordance with her licence and invalid insurance because of that - all could end in very big expensive tears

2016-05-23 08:13:47 · answer #4 · answered by Anonymous · 0 0

I'm answering as if you lived in US, dunno bout other places, auto insurance rates depend on many things! Like where you live, drive & park the car! Your or ya girlfriends past driving record, stuff like tickets & accidents weigh heavily! It depends on if you want colision (ins pays to replace body parts, after you take care of deductable) And most of all what kind of car you insuring! A 1967 Oldsmobile barely running is cheaper than a 2007 Ferrari! You can find lots of insurance sites online!

Willy

2006-12-01 06:38:26 · answer #5 · answered by Anonymous · 0 0

I think that you should take a driving test anyway. I don't think you'll retain any 'grandfather rights' . I was lucky and can drive almost everything on my license, but since the laws changed, it's seperate tests for everything.

2006-12-01 06:31:25 · answer #6 · answered by Anonymous · 0 0

Is your liscence a plastic card because i believe DVLA put a time limit on changing to a plasticcard & if you dont have 1 by a certain date your liscence is invalid till you do.

2006-12-01 10:07:08 · answer #7 · answered by Poppypunto 4 · 0 0

If you haven'[t been driving and you don't have a license - quit whining about having to pay high insurance, because you *ARE* a risk.

2006-12-01 06:31:47 · answer #8 · answered by ceprn 6 · 1 0

you have been breaking the law then...get a full licence

2006-12-01 06:36:23 · answer #9 · answered by Anonymous · 0 0

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