2006-12-01 06:21:04 · 23 answers · asked by Iris T 1 in Cars & Transportation ➔ Insurance & Registration
we called the police and a report was filed. he was at fault and agreed to pay without having to go through our insurance agency. The damage was minimal but ive tried to contact him and he has changed his number and it has been a 6 months already. is it too late?
2006-12-01 06:31:31 · update #1
call your insurance they will take care of it, or sue him in a small claim court, you have a year.
:> peace
.
2006-12-04 16:13:01 · answer #1 · answered by Anonymous · 3⤊ 0⤋
If a police report was filed, the other driver's insurance information should be on that report. Call that person's insurance company and file a claim against them on their policy. You can find a list of insurance company telephone numbers by visiting the website of your state's department of insurance.
If that person was at fault, you do NOT have to file this on your own policy nor does your insurance company have to even be involved! You only do that as an absolute last resort.
That police report should also contain other information, such as tag numbers, VIN numbers, addresses, telephone numbers. If you can't reach that person and that person's own insurance company can't reach them, get the police involved.
If all else fails, THEN contact your insurance company and have the damages repaired. Or, if you are able, you can always pay out of pocket for the damages. In any case, you are not at fault, therefore, your insurance rates should not be affected by this.
Good luck.
2006-12-01 08:09:37 · answer #2 · answered by Beth 4 · 0⤊ 0⤋
File a claim with your insurance company. I've been through this too many times and while I want to be a nice guy and
accommodating, there's little reason to let the other driver pay out of pocket and not go through insurance. You just assume too much risk.
- What if the other driver doesn't agree with the repair quote?
- What is the actual cost of the repair is more than the repair quote (remember, the quote from the mechanic is just an estimate).
- Does the other driver pay up front or after the repair is done? They may resist paying up front. You may not want them to pay up front since the estimate may be different from the actual price. If they don't pay until after the repair is done, you're screwed if they back out.
- Taking someone to court is costly, time-consuming, and a pain in the ***.
2006-12-01 06:44:24 · answer #3 · answered by Tim M 3 · 0⤊ 0⤋
I had a similar experience a few years ago. I was sideswiped on the interstate and I got the woman's information (we didn't call the police because we were both going to be late for work...BIG MISTAKE!) She ended up not paying for the damage to my car. I got a lawyer and we got a default judgement but the woman still wouldn't pay. Since she lived out of state they couldn't attach her bank accounts and I haven't seen a dime since. She did about $1000 worth of damage to my car that hasn't been fixed. I learned my lesson the hard way. Next time I am in any kind of car wreck I am going to call the police and file a report.
2006-12-01 06:32:31 · answer #4 · answered by jessamaca 1 · 0⤊ 0⤋
Is it the Insurance that is not paying or the person? Did they not have insurance? Where you at fault? A little more information would help on this. If their insurance is not paying then you need to get a lawyer. your insurance company and his should be handling this. Other wise you will need to sue to recover the damages. If you where at fault why would he need to pay?
2006-12-01 06:25:04 · answer #5 · answered by gearnofear 6 · 0⤊ 0⤋
The way you describe it, you are at fault? If so, just turn the info over to your insurance and they will get what they need. If I misunderstood, what state are you in? In PA, each insurance company has certain way they do their policy number and I can tell the company by the format of the policy number in alot of cases. And, the other option is to contact the other person (you did get their phone number, right?) and ask the name of the company. Good Luck.
2016-05-23 08:13:11 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I suggest you call a lawyer. It should be a simple matter of a demand or settlement letter sent to the individual's insurance company, and you should get your money. Don't wait too long, and don't hire anyone that charges you more than a couple of hundred bucks for such an easy task. Good luck!
2006-12-01 06:23:09 · answer #7 · answered by Anonymous · 0⤊ 0⤋
File a report with local police and insurance company.
2006-12-01 06:22:49 · answer #8 · answered by 6 · 0⤊ 0⤋
Contact your insurance agent and they will file a claim with your company to go after the person or their insurance.
2006-12-01 06:23:23 · answer #9 · answered by iamjuls 4 · 0⤊ 0⤋
YES- you need to get an attorney so you can go after this person. If the person exchanged info with you but refuses to pay, he needs to be taken to court. However, if the damage to your car is not significant enough to warrant the amount of money you'll probably have to shell out for the attorney fees, it might be best to just let it go and let karma get him.
2006-12-01 06:30:18 · answer #10 · answered by fizzygurrl1980 7 · 0⤊ 0⤋
Call your insurance company. Get a lawyer and take pictures of the damage and if you are hurt in anyway make sure you see a doctor.
2006-12-01 06:24:00 · answer #11 · answered by Chu 1 · 0⤊ 0⤋