2006-12-01 04:07:21 · 7 answers · asked by Gill R 1 in Business & Finance ➔ Credit
Seven years. I know because I went through it back in the 90's.
2006-12-01 04:12:57 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Judgements will stay on forever, but a discharge will only be on your credit for 7 years. To help with you credit I would suggest you get the programs. Coming Back Strong Financially at the same website address. They have been a blessing for me. I have improved my credit greatly.
2006-12-01 12:11:24 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Standard collections 7 years but a BK will show for 10 and a Judgement will show for as long as it is outstanding (they can be renewed upon expiration).
Here is some additional info. Hope this helps.
2006-12-01 12:38:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
According to the FCRA, it's 7 years from the date of 1st delinquency. See "running of the reporting period" in Section 605(c) here:
http://www.ftc.gov/os/statutes/031224fcra.pdf
2006-12-01 12:53:47 · answer #4 · answered by Kevin K 3 · 0⤊ 0⤋
7 years from the date of last activity on the account. 10 years for a bankruptcy.
2006-12-01 12:31:43 · answer #5 · answered by Bostonian In MO 7 · 0⤊ 0⤋
7 long years. what you could do if you have the money call the creditor and make a settlement and have them completely take it off your record. make sure to get that all in writting
2006-12-01 12:14:57 · answer #6 · answered by Anonymous · 0⤊ 0⤋
13 years. You can still pay it off and have it reported by the creditor though.
2006-12-01 12:10:40 · answer #7 · answered by Anonymous · 0⤊ 1⤋