I HAD 8 BAD ITEMS ON MY CREDIT REPORT 5 HAS BEEN REMOVED. HAS ANYONE ELSE DONE THIS? IF YES HOW MUCH DID YOUR SCORE GO UP? I HAVENT CHECKED MINE YET. BUT IM CURIOUS I'M TRING TO GET A FIRST TIME HOME LOAN.
2006-11-23 13:37:47 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
I am ever so slowly working on repairing mine. I went from having bad credit to no credit and now I have recieved offers from about 4 different places (two of which are department stores, the other two are regular credit cards), so I am just at the bottom, but I am going the right way! (My bad credit was caused by my getting married too young and having an ex who got me to sign checks that we knew would bounce...I'm just damn lucky I didn't end up in jail!) But I don't know how good your credit score has to be to get one of those home loans. I'm not to that point yet. My personal near future worry is paying off student loans since I will be finishing up a masters degree, so I won't be able to think about a house for a while yet. But it sounds like you (and me) are going the right direction! Good Luck!
2006-11-24 12:28:39 · answer #1 · answered by Payne12 3 · 0⤊ 0⤋
I had to fight for 6 months to remove a bankruptcy of my credit file and it was worth it. When I disputed this my Experian jumped 52 points; Equifax 55 points, and my TransUnion 50 points. I contacted all three credit bureaus to try and find out how to dispute the bankruptcy, and they gave me an address to write the dispute to. Here are the numbers you can call to get the information.
Equifax: 1-866-798-6598
Experian: 1-800-734-4617
TransUnion: 1-800-888-4213
As I said, it's worth the fight. Good Luck to you!
2006-11-26 23:11:55 · answer #2 · answered by Renee W 2 · 0⤊ 0⤋
More and more people are repairing their own credit instead of turning to a consolidation or credit repair company. Here's a great site with useful tips to repair your credit.
2006-11-23 22:43:25 · answer #3 · answered by Mariposa 7 · 0⤊ 0⤋