My fiancee totalled our jeep last saturday. But the guy driving the car that hit her (who has admitted fault) wasnt on the insurancefor the car, BUT the insurance company has already taken care of our property damage. They dont have anything and it wouldnt help us any to sue, but what can we collect? They had the bare min. liability insurance in FLORIDA, what is the max payout on that? Can i just ask for that amount and pay our med bills out of our own pocket? They are really eager to deal with all this, and seem to want to get the personal stuff tooken care of. This guy was at fault, and the insurance agency has accepted fault.
ALSO if he isnt covered on that insurance, can i claim on my uninsured motorist on MY insurance too?
2006-11-23 09:39:28 · 3 answers · asked by shawn f 1 in Cars & Transportation ➔ Insurance & Registration
THE PROPERTY DAMAGE IS ALREADY BEEN TAKEN CARE OF, I AM WONDERING ABOUT PAIN AND SUFFERING
2006-11-23 09:51:59 · update #1
Doesn't matter if he was specifically named on the policy as long as he was driving with the owners permission, he's covered.
What you are entitled to is the worth of your vehicle at the time of loss, adjusted for condition. Check out the worth on line like in Kelly blue book (KBB.COM) so you will have some idea of what they should offer.
2006-11-23 09:48:42 · answer #1 · answered by oklatom 7 · 1⤊ 0⤋
The property damage is taken care of. Good. If FL is a no-fault state, your medical bills will be paid by your ins. co. How much pain and suffering do you have? You can try to just settle with his ins. co. and not mess with an attorney. If you have alot of p & s, maybe talk to an attorney.
2006-11-23 09:58:07 · answer #2 · answered by Papa John 6 · 0⤊ 1⤋
You haven't told us enough about the injury involved to get a value. Tooken care of?? That's something a six year old says!
2006-11-24 05:37:37 · answer #3 · answered by Chris 5 · 0⤊ 0⤋