if im claiming against work for a back injury and i sign a document to relese my medical records will they just access my records for my injury and not all my other records?
2006-11-23 00:25:30 · 4 answers · asked by LIL'EM 2 in Business & Finance ➔ Insurance
The insurance company is looking to see if you have priors or if this injury is really related to to the work activity. You could limit the records to the scope of the injury you are claiming. Might raise some suspicions but it is allowed and it might provide enough information to move the claim forward. If you refuse, your claim may take longer, or might even be denied (depending on what the jurisdiction allows).
2006-11-25 07:32:09 · answer #1 · answered by shadow_runnr 3 · 0⤊ 0⤋
They want all your medical records. Then they can find if you had a pre-existing condition that contributed to your injury.
I would take it to a lawyer before I signed anything like that. You may be able to change the wording on the contract/release to keep them from obtaining your other medical records. But you really need to talk to a lawyer!
Trust me, the insurance companies lawyers' have written that release in the way that favors the insurance company. That is their job.
Good luck
2006-11-23 08:38:03 · answer #2 · answered by Gem 7 · 0⤊ 0⤋
No, they get full access to ALL your medical records. They want to see if you have a previous injury or condition that might have contributed to your back injury.
2006-11-23 10:21:54 · answer #3 · answered by Anonymous 7 · 0⤊ 0⤋
Your very asking this question leads one to ask.....
Are you sure your work is what injured your back?
It sounds as if you are trying to find a payor for your back problem and you may be looking for a way to dump it on your employer.
If this is the case, this is insurance fraud.
People who commit insurance fraud help drive up premiums for businesses who then pass along the costs to the rest of us who buy their products.
However, if you were really hurt at work then you should not be afraid to release all your medical records...in fact it can help bolster your case dramatically.
2006-11-24 12:25:23 · answer #4 · answered by markmywordz 5 · 1⤊ 0⤋