College students who pay for it all....Rent, Car, Phone without help from Parents.?

Question

Hello, I am living with my parents right now I am a sophmore in college and am really hoping to move out next year. All of my friends who are moved out are lucky enough to have there parents pay for rent. I would need to pay for rent-400 car-100 and phone-50 each month plus the cost of food and what not. I have a part time job and hope to get a better paying job over the summer. If you are a college student and working, paying for everything youseld please tell me how you do it?!?!?
Thank you!

Oh, and I dont think taking out a loan to pay rent is an option for me....my parents would never go for it. Plus I wouldnt want to pay all that back when I get out of school.

Answer 1

I paid for all my stuff and I can tell you, you will in the long run, be more responsible for taking on an adult role.

As a college student, you qualify for a lot of breaks as well, so don't be shy to ask if they offer college student discounts.

I joined a lot of great websites that offered free stuff.

In January, MAC was giving away free iPods to college students who purchased the new MAC books.

You only have to budget about $700 for your expensenses, so that's not bad actually.

Most part time jobs can actually let you get about $1000 a month on part time hours.

I used a lot of coupons and lived off certain things off the 99 cent store. (Did you know that 99 cent only stores buy overstock? )

My grocery consisted of
1. bread
2. mayo
3. milk
4. deli meat
5. eggs
6. orange juice
7. water was bought buuy the gallon for 50 cents
8. laundry detergent
9. shampoo/conditioner
10. bare neccessities

If you still live at home, I would stock up on toiletries and non-perishable food, and laundry detergent. Buy things you need way BEFORE you move, so you can be cool for a few months without restocking.

If you make about $700 a month, you can survive.

Ask your college about student resources as well.

If you can get student housing where you can be the residential advisor and live rent free.

Answer 2

College makes you become very creative. Most students cover rent by having a job and getting roommates. Many don't have cars, and if they do, it's a cheap car so that they don't have a car payment and can use money to pay for insurance, gas, and maintenance. Phones a pretty cheap, if you don't go over your cell minutes or make long distance calls from your land line. Food is usually shared between roommates. A part time job generating $500-600 per month should be adequate, depending on your area. If you are looking to cover tuition and books with this income, it could get dicey, if not impossible, depending on the school. I know of a lot of people that have been successful at it. Others choose to get student loans that cover tuition, books, and living expenses, without having a job. The consequence to that is a debt burden after completing college.

Answer 3

Hi! Congrats for wanting be independent.

I'm a graduate student at a university, and I live in on-campus apartments... my rent gets paid out of my financial aid package (loans, etc.) at the beginning of each semester, so it's not a monthly concern for me. And my local phone and internet and cable TV are free... I do have to pay for electricity and gas.

I have a part-time job at the university, making roughly 800/month, and I use that to pay for my utilities, car payment, insurance, etc... there's not much left over, but it's do-able.

It can be hard to manage a budget and keep the bills paid, but it's definitely worth it for the freedom and independence! So good luck, and I hope this helps.

Answer 4

I just graduated from college in May and payed for school and my expenses all by myself. It was hard, very hard. I worked full time while I was in school full time, but it paid off I have my college degree now. If all your bills are going to be about $800 a month I found the easiest way to look at it was I needed to make $200 a week. Waiting tables is always a good job to have while in college because it is flexible and if you are always hurting for money you can always pick up shifts.

Answer 5

I joined the military and once i finished my sentence. I mean completed my contract I lived off the gi bill and worked a part-time job and used financial aid and a few loans. now, if you are not 24 or older or married or have children then you are still considered a dependent student. I hope this helps

Answer 6

Ha! hire or loan money, in case you purchase a house, you will prefer a down charge (oftentimes contained in the ten% variety), fire insurance, trash , water & sewer money, belongings taxes, plus in case you very own, you will might desire to pay to repair each and every thing that breaks. in case you prefer a motor vehicle, you have got that month-to-month charge, plus insurance and registration and quite some money for gas. in case you come to a variety to hire contained in the city, be arranged to pay for a vehicle parking area. Then there is electrical energy, telephone, warmth, nutrition, outfits, cable / information superhighway and laundry to bathe. that's why maximum of toddlers come to a variety that living at living house isn't all that undesirable in spite of everything. I extraordinarily much forgot - scientific wellbeing insurance. you will greater effective get a job with an corporation who has a low value wellbeing plan or you're doomed.

Answer 7

Well, I'm not doing it, my parents pay for everything, but I have friends who do. Get scholarships and try to get work close to the school. You'll also have to budget everything. That's what they told me at least.