what is an average price for health insurance for a 20 year old male?

Question

i am no longer going to be a dependent on my parents health plan. i am about to be employed full time and don't go to college.

Answer 1

If you are about to be employed full time, try and stay on your parent's plan for as long as you can or see if you can extend your coverage via COBRA. Then, when you get hired, sign up for their group plan.

Alternately, call a competent insurance agent or agency that sells health insurance and get a temporary health plan. You can buy it by the month and renew it for up to a year. Blue Cross, Blue Shield, Celtic, John Alden, are just a few carriers that provide this type of coverage. It's not the greatest, no prescription benefit, but it's cheap and it will pay if you have a catastrophic health problem.

Answer 2

Prices can range from $30.00 per month to hundreds of dollars. Make sure you do lots of research, make sure you know what your buying, and more importantly what you 'ARE NOT BUYING". Lots of low cost programs are just cutting out benefits, so it is up to the consumers to investigate thoroughly a plan, prior to signing up. I would call several agents, get recommendations, and ask the other agents you call about the plans that the previous agent wants to try to sell you. See if you can find someone that is honest and will try to help you find a good plan that will not only fit your budget but will cover what is important to you if the worst were to happen.

Remember Health Insurance is about future claims.. I hear the following statement everyday.."I am healthy- so I don't need to worry about RX coverage".. I always say, remember you are buying for the future, and unless you can see into the future no one knows what it holds.

Be smart, do your research, read articles, books by Paul Zane are great resources.

Answer 3

I recommend that you visit this web page where onel can compare rates from the best companies: http://insurancetocompare.info/index.html?src=2YAbga0anoy3V

RE :What is an average price for health insurance for a 20 year old male?
i am no longer going to be a dependent on my parents health plan. i am about to be employed full time and don't go to college.
Follow 6 answers

Answer 4

men are much less costly to insure than women related to scientific well-being coverage. Taking a greater deductible which includes $2500, (nevertheless nonetheless having coverage for place of work visits, annual actual, pressing care, prescriptions, with no need to fulfill the extreme deductible first,) you have to be waiting to obtain a individual coverage for around $60 according to month. verify which includes your close by Blue circulate association.

Answer 5

You can visit my website for a free quote:
http://www.hsasale.com/index.php?pr=Free_HSA_Quote

I can offer young people like you low premiums, great coverage, and the ability to save for retirement with an HDHP/HSA combo.

Answer 6

Call some insurance agencies and just ask them. They will ask you questions like your age, weight, height, if you smoke or not (if you do don't tell them) and then they will give you a quote. Good luck!!!!

Answer 7

Too many factors to give an answer.

Answer 8

why not checking online and tell us what they proposed you?