2006-11-19 10:06:10 · 13 answers · asked by forest lover 2 in Business & Finance ➔ Insurance
If you have no renters insurance, then your personal belongings are not covered for damage, theft, fire or the other basic "perils" covered by a renters insurance policy. As well, you don't have any liability coverage, so if someone was hurt in your apartment because of your personal belongings (think something like someone tripping over your skis), then you could be sued.
Renters insurance is generally fairly inexpensive, and worth the investment.
2006-11-19 10:12:45 · answer #1 · answered by MoniqueLise 3 · 1⤊ 0⤋
I used to live in an apartment and they required that we have it. Im so glad i did because there was a weird fire in the parking lot and my husbands work van was damaged along with all the tools in it. The renters insurance covered it. We were fully covered and the tools were all replaced. You never know whats gonna happen in life, better to be prepared and covered.
2006-11-19 18:11:24 · answer #2 · answered by *COCO* 6 · 1⤊ 0⤋
If your apartment burned and you lost all of your personal property, could you afford to replace it all? If the answer is hell no, like most of us, then get renter's insurance. It is usually pretty cheap since you are only insuring you property.
2006-11-19 18:08:50 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It's very affordable. If you don't get it and something occurs , (fire) where you may possibly lose everything. It would be hard to start over if you had to replace all your possessions, clothes, furniture, etc. Call you the insurance agent for your automobile , since you are already an established client they may be able to offer you a discount . Do get insurance it will give you piece of mind .
2006-11-19 18:42:19 · answer #4 · answered by Brains & Beauty 6 · 0⤊ 0⤋
Yeah you should...You never know whats going to happen ..from a toilet overflowing when you are gone .....to a problem with a neighbor that ruins your belongings .I say yes, oh yeah, a lot of apt. insurances cover stuff that you have in youe car..If theres a car breakin and you report it to your car insurance ..chances are the contents in yoye vehicle ARE NOT COVERED UNLESS YOU HAVE HOUSE OR APARTMENT INSURANCE !
If you have a burglary and the contents of your apartment are stolen , then you are covered for the loss.........SO GET INSURANCE.......THATS WHAT IT;S FOR !
2006-11-19 18:13:02 · answer #5 · answered by cesare214 6 · 0⤊ 0⤋
Yes, by all means. I was burgled once and they attempted again about two weeks after I was hit the first time. According to police, they do this because they figure that you have gone out and replaced everything. It also pays to get very good lock for windows and doors.
2006-11-19 18:09:25 · answer #6 · answered by maggiepirsq 4 · 0⤊ 0⤋
Yes. In most cases, it runs about $12 a month, and gives you liability coverage as well as contents coverage; plus, if your car is broken into, and your drycleaning stolen out of it, that would be covered as well.
2006-11-20 12:39:44 · answer #7 · answered by Anonymous 7 · 0⤊ 0⤋
Absolutely. It costs about $15 a month, and if any of your property gets stolen your covered.
2006-11-19 20:47:46 · answer #8 · answered by Mensa Head 3 · 0⤊ 0⤋
If you are renting and you want your stuff covered by insurance you should. If you can afford to buy all new stuff, then no.
2006-11-19 18:08:40 · answer #9 · answered by missourim43 6 · 0⤊ 0⤋
Do you have property? Then yes get insurance.
2006-11-19 18:13:49 · answer #10 · answered by Pardon Moi? 3 · 0⤊ 1⤋