2006-11-19 04:03:01 · 20 answers · asked by bluejavelin 1 in Cars & Transportation ➔ Insurance & Registration
Depends on where you live.
In British Columbia, Canada, the parent has to have insurance that will cover a driver with less then ten years experience. It can be added on to their regular insurance at any time. It costs about $20 to do this.
2006-11-19 04:05:17 · answer #1 · answered by Chatty 5 · 0⤊ 0⤋
No. At least in the U.S.A. you don't. If you have a learners permit you can drive under the parent's or guardians insurance. You need to inform your insurance company that there is a learning driver and let them know when you will be of driving age and have a drivers license. The cheaper route will be to stay on the parents license until at least 21 years of age.
I am insured with Geico and this is what they advised me to do when our son got his drivers license two years ago.
Believe me, when your child gets his or her license, your rates will jump up considerably. I had our old family car totally rebuilt to make it safe to drive and gave it to him. That way I could avoid full coverage on a newer car and the savings on my insurance quickly made up for the expense of rebuilding our family car.
Luckily our son accepted the car instead of arguing for a new one.
2006-11-19 05:08:32 · answer #2 · answered by pfc1970 1 · 0⤊ 0⤋
The owner of the vehicle should add the learner driver on to their insurance policy for it to be valid. They could also make the policy available to all drivers 25 and over and learners. Either way this will dramatically raise the cost of the insurance.
Good Luck
2006-11-19 04:07:32 · answer #3 · answered by tunisianboy46 5 · 0⤊ 0⤋
It all depends on who owns the car.
If the learner is the owner of the car, then he has to be the main policyholder (ie, take out his own insurance policy on that car) He cannot get a parent to insure it and then be added as a named driver.
(Well, you CAN, but it's not allowed, and if the insurance company found out, there'd be trouble)
Second option, if it's the learner's parent's car, then he simply has to be added as a named driver on their policy.
Important note.....Some people have said it is cheaper to be added as a named driver on your parent's policy...IT IS NOT! Insurance policies are ALWAYS rated (priced) on the highest risk driver, whch in a learners case, is you.
2006-11-19 05:04:26 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Well that would be a Province to Province or State to State deal. In Ontario your covered under the Parent ( Car Owner ) and since we have a graduated license system the proper way would be to register with your Parents Insurance company. The rates won't be so dear until you've gotten your full license.
2006-11-19 04:13:02 · answer #5 · answered by rwrocketrider 2 · 0⤊ 0⤋
Yes any driver on a public road needs insurance to drive a motor vehicle.
Also a vehicle needs insurance to be on a public road.
Your Dad could put you on as a named driver on his policy?
from a solicitor
That would mean two things 1. you are insured to drive on a road.
2. The vehicle is insured to be on the road i.e parked over night unattended.
2006-11-19 04:07:12 · answer #6 · answered by Anonymous · 0⤊ 0⤋
The learner needs to be a named driver on the vehicle's insurance in the UK.
2006-11-19 04:06:47 · answer #7 · answered by Anonymous · 0⤊ 0⤋
If he has a learners permit he is covered under most insurances, however, check because there is at least one that may not cover. If he does not have a learners permit, there is no insurance that will cover him.
2006-11-19 04:06:19 · answer #8 · answered by kny390 6 · 0⤊ 0⤋
YES!!! you need insurance!!!
you need to get provisionsal driver insurance which is usually the same price as regular insurance. when you pass your test just tell the insurance company and they update they're data bases
2006-11-22 10:47:34 · answer #9 · answered by leigh 3 · 0⤊ 0⤋
No, as long as the parent has insurance
2006-11-19 04:07:48 · answer #10 · answered by Anonymous · 0⤊ 0⤋