Chocolate Fountain Liabilty Insurance?

Question

could anyone please tell me where to get my public liability insurance from for my chocolate fountain hire business, also do i need to get the fountains insured and if so what do i need, and where can i get them pat tested and how much does it all cost
thanks in advance

by the way i live in lancashire uk

Answer 1

Try Hiscox. They do commercial (Lloyds of London) liability policies.

Premiums are subject to risk and dependent on what country you are operating in. If in the UK only, cover is unlikely to cost much.

They can also advise you on your other insurance questions. If you are renting out the fountains, make sure your renters carry accidental damage insurance which you can claim against if your fountains get damaged while in their care (also, you want to make sure who ever you use to transport the fountains has accidental damage cover).

Contact your local council's environment department about the pat testing.

Answer 2

I went to this reallly upscale, fancy fondue place that's extremely popular in California. It tastes SO good if you have bite size snickers (for the ultimate chocolate feigns), bite-size rice krispy treat balls, plain cookies that aren't too sweet taste delicious too, and salt-free pretzels (salted tastes good too, but not as good). They also had bite size unfrosted cake like pound cake. Sooo good! mmm mm MMM! If you add a tiny bit of flavored liquor in the chocolate like Francesco or Kahlua or coconut rum, it's awesome too. That's how they did it at the fondue place and it made everything taste even more exotic than it already did dipped in regular chocolate. It actually tastes pretty good with crisp green apples, pineapples, mandarin oranges and banana slices too. Oddly, my bf and I both thought the crisp green apple slices tasted the best. I thought it was going to be gross but it wasn't bad at all. Problem is bananas and apples turn yellow quickly so it might be a bad idea unless you can cut and serve them immediately. Oh and I think it should have its own table. That way the beautiful cake can be in the spotlight, but same as the chocolate fountain. But next to each other if the tables very big. That way some chocolate feigns could dip their cake in a bit of chocolate if they wanted haha Congratulations on the wedding!

Answer 3

Oh, and by the way for your other question.

You use Vegetable Oil to thin the chocolate not cocoa butter. I have a small fountain that holds 5 pounds of chocolate.

5 pounds of chocolate is enough for about 100 people. We had a party with more than 40 people and still had more than half the chocolate left.

Answer 4

First of all seek out a insurance brokers in your town, then go see them and explain what you want & they will get the best cover & quote for you. Secondly all qualified electricians can pat test your fountain for you so look in yellow pages for the closest one to you so they come to you rather than you having to lug the fountain to them....good luck with your business I sincerely hope it is successful for you.

Answer 5

Web site of the British insurance brokers association (Google it) should be able to help with the insurance side of things. PAT testing - look in your local Yellow Pages - electrical contractors.

Answer 6

I am sure that when you explain to the insurance companies your business they will tailor the insurance to you. Unlike car insurance, public liability et al is tailored particularly to your clients and wher eyou do business.

Good luck :)

Answer 7

i am self employed and my public liability insurance is from SUN ALLIANCE cost depends on how much you want to be insured for. GOOD LUCK

Answer 8

suggest you speak to a solicitor and maybe the food standards agency google them.

Answer 9

http://www.insuremyliability.co.uk/

http://www.lloydstsbbusinessinsurance.co.uk/?campaignid=zed_businessins&advertiserid=yahoosearch&bannerid=key

http://www.simplybusiness.co.uk/oppc/dorfq/imp_tradesmen/1.htm