I was just approved for a $15,000 loan but I want to make sure it's not a scam. I have 45 minutes before the guy calls me back. Has anyone ever got a REAL loan for atleast this much? I think mine is from Citi.....
2006-10-25 09:56:11 · 7 answers · asked by Momma Jette 4 in Business & Finance ➔ Credit
Well I guess you would find out for sure once you give them your NAME, BIRTHDATE, ADDRESS, SSN and you get some crazie notices in the next few months, huh.
They just dont randomly dial numbers and offer loans. If this is TRUE (which I highly doubt) then you could call Citi and get the *same* amazing loan couldn't you.
So try it. The only way to know.
Good luck.
2006-10-25 10:05:21 · answer #1 · answered by AGirl2Friendly 2 · 0⤊ 0⤋
I would never accept a loan from someone who called me, nor from someone who pushes it on a tight timeframe like this.
If you need a loan, call Citi yourself and ask for info on a loan. Better yet, visit your local bank.
This is the kind of thing for which you need to review the paperwork before accepting. Have them send you the info in writing. If they insist you accept over the phone, it's time to hang up.
2006-10-25 09:59:39 · answer #2 · answered by Phoenix, Wise Guru 7 · 0⤊ 0⤋
those are pay day loans. have you ever learn their costs? Pay day loans are a powerful thank you to get your self into financial catastrophe. stay faraway from them for existence. attempt your toughest to maintain $4 hundred on the least on your checking in any respect situations. Make this a objective for this year. sometime, set up a objective to have a mark downs account in case you ever have any emergencies.
2016-12-16 14:21:16 · answer #3 · answered by ? 4 · 0⤊ 0⤋
CitiFinancial will have a very high interest rate. Beware of the shorter term too with a large payment. I also cannot see Citi doing a loan that large on just a signature....is it collateralized?
2006-10-25 10:12:46 · answer #4 · answered by Abbi G 2 · 0⤊ 0⤋
Have them mail you all the paperwork so you can review the terms and conditions. Also have them send you a Good Faith Estimate so you can see the cost of the loan and ask what the APR will be.
2006-10-25 10:06:46 · answer #5 · answered by MojoMan 6 · 0⤊ 0⤋
It is problably real. I question the timing. Real lenders don't put unreasonable time limits on their loans. I have gotten and given thousands of loans.
2006-10-25 10:15:04 · answer #6 · answered by Patrick G 4 · 0⤊ 0⤋
Never accept an offer than you didn't ask for.
2006-10-25 10:13:03 · answer #7 · answered by Anonymous · 0⤊ 0⤋